Advertiser Disclosure1
Credit Cards for Fair Credit
Having fair credit doesn't mean you're limited to second-rate card offers. In fact, many credit cards designed for fair credit come with solid perks and competitive features - if you know where to look.
Below, you'll find a curated list of credit card offers tailored to fair credit scores. These cards often include rewards programs, low or no fees, and the opportunity to build your credit with responsible use. Make on-time payments and keep your balance low, and you'll strengthen your credit profile over time.
Take your time reviewing the options, and steer clear of cards with high APRs or fees that don't match your financial goals.
Here are just a few of them:
Card | Credit Needed | Annual Fee | BT Intro APR | Intro APR | Regular APR | Rewards | Reviews |
Card | Credit Needed | Annual Fee | BT Intro APR | Intro APR | Regular APR | Rewards | Reviews |
Kay Jewelers Credit Card | Poor Credit, Limited Credit | $0* | N/A | N/A | See Terms* | None | 41 |
Blain's Farm & Fleet Rewards Mastercard® | Good Credit, Above Average Credit, Fair Credit | $0* | N/A | 0% for 12 billing cycles* | 26.74% (Variable)* | Store | 1 |
Upgrade Cash Rewards Visa® | Excellent Credit, Good Credit | $0 | N/A | N/A | 14.99% - 29.99% APR | Cash Back | 1 |
Upgrade Life Rewards Visa® | Excellent Credit, Good Credit | $0 | N/A | N/A | 14.99% - 29.99% APR | Cash Back | Be the first to write one |
Upgrade Triple Cash Rewards Visa® | Excellent Credit, Good Credit, Above Average Credit | $0* | N/A | N/A | 14.99% - 29.99% APR | Cash Back | Be the first to write one |
FamZoo Debit Mastercard | N/A | $5.99 per month* | N/A | N/A | N/A* | None | Be the first to write one |
Novo Debit Card | N/A | N/A | N/A | N/A | N/A* | None | Be the first to write one |
PREMIER Bankcard® Mastercard® Credit Card | Fair Credit, Average Credit | See Terms* | N/A | N/A | See Terms* | None | 4 |
PREMIER Bankcard® Gold Credit Card | Fair Credit, Average Credit | See Terms* | N/A | N/A | See Terms* | None | Be the first to write one |
Revvi Card | Poor Credit, Fair Credit | See Terms* | N/A | N/A | 35.99%* | Cash Back | Be the first to write one |