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The Home Depot® Credit Card

With low monthly payments and no annual fee, The Home Depot Consumer Credit Card is a great financial tool to get you started on your home improvement projects. Flexible payment plans and special deferred payment promotions make it even better.

  • 6 Months Financing* on purchases of $299 or more.
  • Up to 24 Months Financing* during special promotions.
  • 1 Year to Make Returns - 4X longer to make returns, just for being a cardmember. Refer to The Home Depot Returns Policy for details.
  • Zero liability on unauthorized charges.
  • Credit card limits based on creditworthiness.
  • Minimum payments required
  • Check to see if you pre-qualify without impacting your credit score.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit Consumer $0* N/A N/A 17.99%* - 26.99% (Variable)* None 15