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• 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
• There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
• No late fees - EVER
• No penalty rate - EVER
• No annual fee - EVER
• Save time when you call with fast, personal help, 24 hours a day.

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• Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
• There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
• Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
• Let our 24/7 concierge service help book your hotel rooms, flights and more.
• Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
• $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
• No annual fee*

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• Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership*
• Your first eligible checked bag is free*
• Priority Boarding with Group 1 privileges* and 25% savings on eligible in-flight purchases*
• Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
• Double AAdvantage® miles on eligible American Airlines purchases*
• Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year*

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• Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening - enough for $150 in gift cards or other great rewards!
• 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
• Earn 1 ThankYou Point for every $1 you spend on all purchases
• No expiration and no limit on the points you can earn
• Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
• Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
• Travel with ease and enjoy global acceptance with Chip Technology
• No annual fee*

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• Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
• Earn 1 ThankYou Point for every $1 you spend on purchases.
• Enjoy no limit on the number of points you can earn
• Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
• Travel with ease and enjoy global acceptance with Chip Technology
• No annual fee*

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• Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
• Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
• Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
• Earn 2 HHonors Bonus Points for each $1 spent on all other purchases*
• No annual fee.*

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• Designed for businesses with an established credit history
• Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
• First eligible checked bag free for you and up to 4 traveling companions*
• Priority Boarding with Group 1 privileges*
• Earn 2 AAdvantage® miles for every $1 you spend on eligible American Airlines purchases and on purchases at certain office supply, telecommunications and car rental merchants*
• 25% Savings on eligible in-flight purchases

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• Designed for businesses with an established credit history
• Earn 15,000 bonus ThankYou® points after you make $3000 in purchases within 3 months of cardmembership - enough for $150 in gift cards
• 0% intro APR on Purchases for 6 months. After that, 13.24% variable
• Earn 3 ThankYou® points for every dollar you spend on eligible purchases in rotating business categories
• Redeem points on things for your business or for yourself like business supplies, merchandise, gift cards, travel or even cash
• No limit to the amount of points you can earn on purchases and points don't expire
• No Annual Fee*

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• Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after $2,500 in eligible purchases within 4 months of account opening*
• Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio*
• Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
• Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
• Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
• No foreign transaction fees on purchases*
• Travel with ease and enjoy global acceptance with your Citi chip credit card
• Earn an anniversary bonus of 1 weekend night certificate at select hotels and resorts within the Hilton HHonors portfolio each cardmembership year with qualifying purchases*

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• Earn bonus cash back each quarter on new must-have categories— like department stores, travel and more, with enrollment
• Earn a full 1% cash back on all other purchases
• Free enrollment each quarter for new categories that earn additional cash back.
• Manage your account online, on your tablet or on your Smartphone
• No Annual Fee