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Visa Excellent Credit $0 2.90% for 12 billing cycles on Balance Transfers 9.99% to 15.99%* Flexible Options 20 DaysConsumer  

AAA WorldPoints Visa Card

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APR: 11.99%
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AAA WorldPoints™ Visa® Card

Quick Summary:
This Visa rewards card with flexible options is issued by FIA Card Services. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 9.99% and may be as high as 15.99%, depending on your credit worthiness*.

APR's:
There is an introductory APR as low as 2.90% for 12 billing cycles. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates.

Rewards:
This is a flexible options rewards card. You should be able to choose different reward types, such as travel, points, or other options. This type of card adjusts to the changing needs of the cardholder.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO score of at least 782 is recommended for a higher chance of approval for the AAA WorldPoints™ Visa® Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the AAA WorldPoints(TM) Visa® Card is at least 20 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 782, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

Apply for the AAA WorldPointsTM Visa® credit card, one of the most flexible reward programs around. Earn a point for every net retail purchase dollar you spend and then redeem them for the reward that is right for you--from travel to cash to merchandise.+

  • No annual fee+
  • Earn one point for every net dollar of retail spending and DOUBLE POINTS on every $1 you spend on gas for the first 12 billing cycles+
  • Redeem points for Travel, Cash, Merchandise or Gift Certificates
  • Purchase your AAA Travel Package with a AAA credit card and you'll be rewarded with a AAA Visa® Gift Card valued at up to $200
  • Begin redeeming with as little as 2,500 points
  • No blackout dates for travel rewards
  • Secure online access to your account information at www.aaanetaccess.com
  • Emergency card replacement
  • Absolute Fraud Protection




*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

 

 


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Consumer Card Rate Comparison

APR9.99%
Avg. APR**11.8%
Annual Fee$0
Avg. Annual Fee**$9.65

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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