|
|
BankAmericard Rewards™ Visa®Quick Summary:
This is a Visa cash back rewards card issued by Bank of America. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 9.99% and may be as high as 15.99%, depending on your credit worthiness*.APR's:
There is an introductory APR as low as 0.00% for 6 billing cycles. This intro rate applies towards both balance transfers and purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates. Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO score of at least 772 is recommended for a higher chance of approval for the BankAmericard Rewards™ Visa®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the BankAmericard Rewards™ Visa® is at least 20 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 772, then your chance of approval may be greater than other applicants. Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details: If you’re a Bank of America® customer you can get 50% more points with every purchase.§§ Other cards may offer you 3X more points when you make certain purchases, but our card offers you extra points on everything you buy.
With a BankAmericard Rewards™ Visa® credit card, you...
- earn more points, faster. 1.25 points per purchase dollar on every purchase, plus an annual points bonus of 25% of your yearly purchases – all just for maintaining another eligible Bank of America account.§§
- get more choices and flexible rewards – air travel with no blackout dates, cash rewards, brand name items and gift cards from hundreds of popular retailers, even unique Ultimate Access™ experiences.§
It’s easy to get what you want.
Your BankAmericard Rewards™ program is all about choices. Use your points to select from hundreds of brand-name items for your home and office, your family and yourself.
Rewards
and Benefits:
- Earn and redeem your points for cash back, travel with no blackout dates,car rental and hotel rewards, brand name merchandise, or gift certificates§
- Earn 1 point for every $1 in net retail purchases§
- With an eligible banking relationship, you'll also earn an additional .25 bonus points for every $1 in net retail purchases each month. Maintain this relationship, and we'll match your base points earned during the year by 25%§§
- Rewards begin at only 2,500 points
- No limit to the number of points you can earn each year§
- Points do not expire for 5 years§
Account benefits
- Absolute fraud protection against unauthorized use, online and offline
- Car Rental Loss & Damage Insurance and Travel Accident Insurance**
- Emergency Assistance Services and Emergency Roadside Assistance**
- Retail Protection, and Extended Warranty coverage on purchases made with the card**
- Access to the MyConciergeSM service, a unique personal assistance service**
- 24-hour Customer Service, Secure Online Account Access and electronic bill payment service
Pricing
- No annual fee and the flexibility to pay over time
- 0% Introductory APR on purchases, balance transfers and cash advance checks for your first 6 billing cycles† (subject to a 3% transaction fee, no less than $10)
- Low standard APR of 12.24% for Platinum Plus® account, 16.24% for Gold accounts, or 21.24% for Preferred accounts on purchases, balance transfers and cash advance checks †
- After your introductory rate expires, you will receive the standard APR for purchases, balance transfers and cash advance checks, currently 12.24% to 21.24%† Please note that you will lose your introductory rate if you exceed your credit limit, or are late with a payment
- All payments you make will be applied to lower rate balances first
*Please view and verify the card offer's terms and
conditions regarding interest rate, fees, grace periods, approval time and other
information before applying.
|
It's fast and easy to compare card offers by the criteria you require. That way you get the best card for your needs.
| |
 |
Search Options: | | |
Consumer Card Rate Comparison
| APR | 9.99% | | Avg. APR** | 11.8% | | Annual Fee | $0 | | Avg. Annual Fee** | $9.65 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
Options:
View rates and fees for all cards.
|
