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Lowe's Credit CardQuick Summary:
This Store offer is issued by GE Money. This card is intended for consumers, or "personal use" with a fair credit history. APR's may vary among applicants, however the lowest standard APR is 21.99%.APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 21.99% will apply immediately. The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates. Rewards:
This is not a rewards card. Although the APR is 21.99% and there are no rewards, you may want to consider that this card does not* have a annual fee. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO score of at least 600 is recommended for a higher chance of approval for the Lowe's Credit Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the Lowe's Credit Card is at least 26 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This is a store or catalog card, not a traditional credit card. Acceptance of this card is normally bound to a specific store or catalog. Approval Rate:
There were 3 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 67% of those applicants were approved. There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Fair Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 600, then your chance of approval may be greater than other applicants. Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details: We offer special credit offers as well as low monthly payments. You can also view, pay and manage your account online!
- No Annual Fees
- Low Monthly Payments
- View/Pay Bills Online for FREE
- Print Online Coupons
And more!
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Consumer Card Rate Comparison
| APR | 21.99% | | Avg. APR** | 12.29% | | Annual Fee | $0 | | Avg. Annual Fee** | $8.7 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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