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Victoria's Secret Angel Credit CardQuick Summary: This is a Store rewards card, issued by World Financial Network National Bank. Store reward cards normally offer rebates on specific brand merchandise or purchases. This card is intended for consumers, or "personal use" with a fair credit history. APR's may vary among applicants, however the lowest standard APR is 24.99%* (Variable)*.Important Rates: The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 13.8% to the U.S. prime rate.
There is no annual fee for this card.* Rewards: This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases. Credit Record Needed: Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 602 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics: The grace period listed for the Victoria's Secret Angel Credit Card is at least 25 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date. This is a store or catalog card, not a traditional credit card. Acceptance of this card is normally bound to a specific store or catalog. Approval Rate: There were 41 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 78% of those applicants were approved.
The approval rate for this card is average. Furthermore, if your FICO score is close to or higher than 602, then your chance of approval may be even greater. Approval Time: Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.
Offer Details:
- OUR PASSBOOK OF SAVINGS
Get exclusive access to sensational savings (worth over $100) for six months when you open your Angel Card.
- FAST UPGRADE. FAST REWARDS.
Each dollar spent with your Angel credit card will equal one Angel Reward point. Qualify for Angel V.I.P. card** status and receive a $10 Angel Reward when you earn your first 250 points using your Angel Card. Then receive a $10 Angel Reward Card for every 250 points earned. Plus, receive periodic free shipping and handling on qualified catalogue or online purchases, exclusive discounts and bonus points.
- ANGELS EXCLUSIVES
Receive Angel-only mailings and discounts on Victoria's Secret merchandise.
- BIRTHDAY REWARDS
You'll receive a special Birthday Angel Reward each year that your account is active.
- ONLINE ACCOUNT MANAGEMENT
Register at VSAngelcard.com today and receive 25 bonus points.
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
| APR | 24.99%* (Variable)* | | Avg. APR | 15.69%** | | Annual Fee | $0* | | Avg. Annual Fee | $43.39** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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