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Card Basics

 

Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

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Visa Excellent Credit $0 0.00% for 6 billing cycles on Purchases See Terms to 13.99%* Other 20 DaysBusiness  

View all credit cards from First National Bank Omaha

Business Edition Plus Visa Card

Business Edition Plus® Visa® Card

Quick Summary:
This Visa rewards card is issued by First National Bank Omaha and offers unique rewards not listed in our current rewards categories. This card is restricted to business owners with a nearly perfect credit history. You may need proof of business ownership or involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 9.99% and may be as high as 13.99%, depending on your credit worthiness*.

APR's:
There is an introductory APR as low as 0.00% for 6 billing cycles. This intro rate only applies towards purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.

We do not have privileges to show the APR due to certain constraints. Please see the card issuer's terms and conditions regarding APR's because the APR Varies*.

Rewards:
This is a rewards card that offers unique rewards. Due to this card's diversity, the rewards are not categorized specifically in Finance Globe's rewards sections.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO score of at least 775 is recommended for a higher chance of approval for the Business Edition Plus® Visa® Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Business Edition Plus® Visa® Card is at least 20 days. So interest charges will not be applied during those days.

This card is intended for business owners. You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 775, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:


  • Introductory 0% APR* on purchases for the first six billing cycles after your account is opened.
  • Earn 3 points with every dollar you spend on gas, restaurants, office supply and home improvement stores.† Plus 1 point on all other purchases.**
  • No annual fee.
  • Receive easy-to-read management reports, itemizing your employees' business expenditures, and records of tax-deductible expenses.




*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

 

 


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Business Card Rate Comparison

APRAPR Varies*
Avg. APR**9.17%
Annual Fee$0
Avg. Annual Fee**$12.32

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Business cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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Application and Other Information

 

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