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American Express® Green CardQuick Summary: This rewards card with flexible options is issued by American Express. This card is intended for consumers, or "personal use" with a good to perfect credit history.Important Rates: This card does not have an APR. Please read the disclosures regarding payment terms.
There is no annual fee for this card.* Be advised that although the annual fee is listed as $0, there is a higher annual fee of $95 that exists for this card. This normally exists for "first year no annual fee" offers, or minimum spending requirements for the annual fee to be waived. You should read the additional details below or terms and conditions from the application for more information. Rewards: This is a flexible options rewards card. You should be able to choose different reward types, such as travel, points, or other options. This type of card adjusts to the changing needs of the cardholder. Credit Record Needed: Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO credit score of 676 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
American Express acceptance among businesses is moderate, but global. You should not have a difficult time finding businesses that will accept this card as a form of payment. Approval Rate: There were 15 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 47% of those applicants were approved.
This card has a very poor approval or acceptance rate. Since this is a card for good credit, there may be a strict standard for qualifications, including credit record and income level. Furthermore, if your FICO score is close to or higher than 676, then your chance of approval may be even greater. Approval Time: Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks. Offer Details: This Charge Card provides you with valuable benefits and rewards like Membership Rewards® points.* You can spend points on just about anything, so you can buy the things you need and earn the things you want. All with no interest, since you pay your full balance each month.
Rewards
and Benefits:
- Flights on any airline, without blackout dates when you book online with American Express Travel*
- Car rentals, hotel stays, cruises, and vacations
- Merchandise, experiences, and gift cards from more than 500 brands
- Transfer points to Frequent Flyer and hotel programs
- Donate points to the charity of your choice
Other Remarks:
Balances are required to be paid in full each month. First year fee is free.
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
| APR | None | | Avg. APR | 16%** | | Annual Fee | $0* | | Avg. Annual Fee | $11.57** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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