PayPal Extras Credit CardŽQuick Summary:
This MasterCard rewards card is issued by GE Money and offers unique rewards not listed in our current rewards categories. This card is intended for consumers, or "personal use" with a fair credit history. APR's may vary among applicants, however the lowest standard APR is 19.99%* and may be as high as 23.99%* (Variable)*, depending on your credit worthiness*.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 16.74% to the U.S. prime rate.
There is no annual fee for this card.*
This is a rewards card that offers unique rewards. Due to this card's diversity, the rewards are not categorized specifically in Finance Globe's rewards sections.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 637 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.
The grace period listed for the PayPal Extras Credit CardŽ is at least 26 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.
This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.
There were 24 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 63% of those applicants were approved.
The approval rate for this card is average. Furthermore, if your FICO score is close to or higher than 637, then your chance of approval may be even greater.
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.
Use your PayPal Extras MasterCard to get 2x points for all your PayPal and eBay purchases.
- 3x points/ $1 spent on Gas & Restaurants
- 2x points/ $1 spent on PayPal & eBay
- 1x points/ $1 spent on all other MasterCard purchases
- 30 second decision
- Redeem points for gift cards, merchandise and travel deals
- Cash back as a credit into your PayPal balance*
- Manage account activity easily online through your PayPal account
- No annual fee
- MasterCard Platinum benefits
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
|APR||19.99%* - 23.99%* (Variable)*|
|Avg. Annual Fee||$44.42**|
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
View rates and fees for all cards.