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Visa Excellent Credit $0 0.00% for 6 billing cycles on Balance Transfers As low as 9.99% Cash Back 20 DaysConsumer  

Financial Rewards Visa Platinum Plus Card

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Financial Rewards® Visa® Platinum Plus® Card

Quick Summary:
This is a Visa cash back rewards card issued by FIA Card Services. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 9.99%.

APR's:
There is an introductory APR as low as 0.00% for 6 billing cycles. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.99% to the U.S. prime rate.

Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO score of at least 753 is recommended for a higher chance of approval for the Financial Rewards® Visa® Platinum Plus® Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Financial Rewards® Visa® Platinum Plus® Card is at least 20 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 753, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:


  • 0% for 6 billing cycles on balance transfers and cash advance checks with a 3% balance transfer fee ($10 min.)
  • Earn 5 bonus points with your first purchase.
  • Points do not expire for 5 years
  • Online Banking Service
  • Total Security Protection®
  • No Annual Fee
  • Card issued by FIA Card Services, NA.




*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying. Is this the card you want? Apply On-line

 

 


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Consumer Card Rate Comparison

APR9.99%
Avg. APR**11.98%
Annual Fee$0
Avg. Annual Fee**$8.14

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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