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Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

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MasterCard Poor Credit $48 None 9.90% None 25 DaysConsumer  

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First PREMIER Bank MasterCard / Visa

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First PREMIER Bank MasterCard® / Visa®

Quick Summary:
This MasterCard offer is issued by First PREMIER Bank. This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. APR's may vary among applicants, however the lowest standard APR is 9.90%.

APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 9.90% will apply immediately. The lowest available APR for this card is 9.90%. Please note the Penalty APR listed in the terms and conditions.

Rewards:
This is not a rewards card. However, depending on your intended use, the low rate of 9.90% may be considered as a higher importance than rewards.

Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect that applicants may have had problems with their credit history, or are working on building their credit reputation. A FICO score of at least 519 is recommended for a higher chance of approval for the First PREMIER Bank MasterCard® / Visa®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the First PREMIER Bank MasterCard® / Visa® is at least 25 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
There were 3 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved. The approval rate for this card is good from a scale of 1 to 5, currently at a 4. Furthermore, if your FICO score is close to or higher than 519, then your chance of approval may be greater than other applicants.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:

Less than Perfect Credit? Then we have the card for you! Accepted where you see the MasterCard or Visa logo. Enjoy a Low APR on purchases. Apply now - don't wait!

Rewards and Benefits:


  • Credit Decisions Instantly!
  • Low APR on purchases
  • Reports monthly to 4 Major Credit Bureaus
  • A Credit Card for Those with Less than Perfect Credit!
  • Quality Customer Service
  • Accepted where you see the MasterCard or Visa logo
  • Over 3 million credit card holders
  • Enjoy the benefit of 24-hour phone account access

Other Remarks:
Read application terms and conditions for a breakdown of fees.


*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

Is this the card you want? Apply On-line

 

 


 

Consumer Card Rate Comparison

APR9.90%
Avg. APR**12.28%
Annual Fee$48
Avg. Annual Fee**$8.3

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.

 

Application and Other Information

 

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