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Low APR Card®Quick Summary:
This MasterCard offer is issued by GE Money. This card is intended for consumers, or "personal use" with a fair credit history. APR's may vary among applicants, however the lowest standard APR is 8.24% and may be as high as 14.99%, depending on your credit worthiness*.APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 8.24% will apply immediately. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add .99% to the U.S. prime rate. Rewards:
This is not a rewards card. However, depending on your intended use, the low rate of 8.24% may be considered as a higher importance than rewards. Another consideration is that this offer does not have an annual fee. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO score of at least 647 is recommended for a higher chance of approval for the Low APR Card®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the Low APR Card® is at least 20 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment. Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Fair Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 647, then your chance of approval may be greater than other applicants. Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details: Save everyday with your low rate credit card.
- Use our low interest rate credit card to save on everyday purchases like buying groceries or gas
- Save on the interest you pay when you transfer higher rate credit card balances to our credit card *
- No annual fee
- After your fixed introductory rate of 0% expires, you'll receive a variable APR on balance transfers.*
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Consumer Card Rate Comparison
| APR | 8.24% | | Avg. APR** | 12.22% | | Annual Fee | $0 | | Avg. Annual Fee** | $8.01 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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