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First PREMIER Bank Gold MasterCard® / Visa®Quick Summary:
This MasterCard rewards card is issued by First PREMIER Bank and offers unique rewards not listed in our current rewards categories. This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. APR's may vary among applicants, however the lowest standard APR is 9.90%.APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 9.90% will apply immediately. The lowest available APR for this card is 9.90%. Please note the Penalty APR listed in the terms and conditions. Rewards:
This is a rewards card that offers unique rewards. Due to this card's diversity, the rewards are not categorized specifically in Finance Globe's rewards sections. Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect that applicants may have had problems with their credit history, or are working on building their credit reputation. A FICO score of at least 594 is recommended for a higher chance of approval for the First PREMIER Bank Gold MasterCard® / Visa®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the First PREMIER Bank Gold MasterCard® / Visa® is at least 25 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment. Approval Rate:
There were 3 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 67% of those applicants were approved. This card has a poor approval or acceptance rate. Since this is a card for poor credit, moderately high fees or APRs may be contributing factors for people that decide to accept this card. Furthermore, if your FICO score is close to or higher than 594, then your chance of approval may be greater than other applicants. Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved. Offer Details:
- Receive a 5% credit to your account balance on all payments for 12 months*
- Credit decisions in less than 60 seconds!
- Find out if you're Approved Instantly
- Gold Card Prestige
- Low APR on purchases
- Reports monthly to 4 Major Credit Bureaus
- A Credit Card for Those with Less than Perfect Credit!
- Quality Customer Service
- Accepted where you see the MasterCard or Visa logo
- Over 3 million credit card holders
- Enjoy the benefit of 24-hour phone account access
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
Is this the card you want? Apply On-line
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Consumer Card Rate Comparison
| APR | 9.90% | | Avg. APR** | 12.29% | | Annual Fee | $48 | | Avg. Annual Fee** | $8.7 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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