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American Express® Gold Card

Important Rates:
This card does not have an APR. Please read the disclosures regarding payment terms.

There is no annual fee for this card.* Be advised that although the annual fee is listed as $0, there is a higher annual fee of $125 that exists for this card. This normally exists for "first year no annual fee" offers, or minimum spending requirements for the annual fee to be waived. You should read the additional details below or terms and conditions from the application for more information.

Rewards:
This card can be used for airline rewards, where you can expect a "points" system or rebates for certain purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO credit score of 672 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:

American Express acceptance among businesses is moderate, but global. You should not have a difficult time finding businesses that will accept this card as a form of payment.

Approval Rate:
There were 13 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 85% of those applicants were approved.

The approval rate for this card is high. Furthermore, if your FICO score is close to or higher than 672, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

• Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership
• Exclusive access to Gold Card Events- select concerts, shows, major sporting events, and more
• Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase
• Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
• Get approved in 60-seconds.

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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