Home Members Tools Credit Cards
   

 
Page navigation: Home > Finance > Credit Cards > American Express > American Express® Gold Card
 

Card Basics

 

Type Credit Needed Category Annual Fee Intro APR Regular APR Rewards Grace Period
AMEX Excellent Credit Consumer Introductory annual fee of $0 for the first year, then $125 N/A* N/A Airlines See Terms

View all credit cards from American Express

American Express Gold Card

Apply Now

American Express® Gold Card

Quick Summary:
This is a airline rewards card issued by American Express. This card is intended for consumers, or "personal use" with a nearly perfect credit history.

Important Rates:
This card does not have an APR. Please read the disclosures regarding payment terms.

There is an intro annual fee of $0, and a high annual fee of $125.* This is the usual case for introductory offers, or first year fee-free cards.

Rewards:
This card can be used for airline rewards, where you can expect a "points" system or rebates for certain purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 743 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:

American Express acceptance among businesses is moderate, but global. You should not have a difficult time finding businesses that will accept this card as a form of payment.

Approval Rate:
There were 17 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 76% of those applicants were approved.

The approval rate for this card is high. Furthermore, if your FICO score is close to or higher than 743, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

  • Access to Exclusive Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection
  • Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite merchants
  • Get discounts and low rates at hotels and resorts, plus a $75 hotel credit when you book through Gold Hotel Collection
  • $0 introductory annual fee for the first year, then $125
  • Terms and Restrictions Apply





Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Is this the card you want? Apply On-line

 

 


 

Consumer Card Rate Comparison

APRNone
Avg. APR15.69%**
Annual Fee$0*
Avg. Annual Fee$43.56**

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.

 

Application and Other Information

 

Apply by Phone Apply On-Line Compare Reviews Contact Bookmark
Sorry, Number Not Listed
Application Available On-line 100% of 12 user(s) said yes Lookup
 

 

 

 

 



 

 

 

Credit Cards | Finance Social Network | Credit Card Reviews | Markets
About | FG on the Web | Sitemap | Privacy | Terms | Contact | Print


Copyright © 2013 Finance Globe. All rights reserved.