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American Express® Gold Card

Important Rates:
This card does not have an APR. Please read the disclosures regarding payment terms.

There is an intro annual fee of $0, and a high annual fee of $125.* This is the usual case for introductory offers, or first year fee-free cards.

Rewards:
This card can be used for airline rewards, where you can expect a "points" system or rebates for certain purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 743 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:

American Express acceptance among businesses is moderate, but global. You should not have a difficult time finding businesses that will accept this card as a form of payment.

Approval Rate:
There were 17 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 76% of those applicants were approved.

The approval rate for this card is high. Furthermore, if your FICO score is close to or higher than 743, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

• Access to Exclusive Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection
• Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite merchants
• Get discounts and low rates at hotels and resorts, plus a $75 hotel credit when you book through Gold Hotel Collection
• $0 introductory annual fee for the first year, then $125
• Terms and Restrictions Apply

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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