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Related Card Offer: Orchard Bank Classic MasterCard® APR: 14.90% Intro APR: None Annual Fee: $49 Apply Now

Target REDcard® Store Card

APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 20.99% will apply immediately. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 15.99% to the U.S. prime rate.

Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect that applicants may have had problems with their credit history, or are working on building their credit reputation. A FICO score of at least 520 is recommended for a higher chance of approval for the Target REDcard® Store Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Target REDcard Store Card is at least 28 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This is a store or catalog card, not a traditional credit card. Acceptance of this card is normally bound to a specific store or catalog.

Approval Rate:
There were 16 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 88% of those applicants were approved. There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Poor Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 520, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

When you open a REDcard account with Target, you deserve a little instant gratification. So right away, you'll receive a certificate good for a 10% off day at Target and 10% off an entire purchase at Target.com. When you sign up online, you can use your 10% discount immediately (ultra-instant gratification) or wait for it to come with your actual REDcard in a few days.

Go ahead and get used to 10% off² days. Because with Rewards, the more you use your REDcard, the more sale days you get. Shop RED.

• 10% off day with new account
  
• Target rewards
  
• Target pharmacy rewards
  
• Take charge of education
  
• Manage my REDcard
  
• SafetyNet
  
• Protect your identity
  
• Automatic bill pay

This card can be used for shopping at Target and Target.com only.

*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

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**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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