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Related Card Offer: Capital One® Classic Platinum Cre... APR: 17.90 - 22.90%* (V) Intro APR: 0.00% Annual Fee: $39 Apply Now

Target REDcard® Store Card

Important Rates:
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 19.65% to the U.S. prime rate.

There is no annual fee for this card.*

Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 602 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Target REDcard® Store Card is at least 25 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This is a store or catalog card, not a traditional credit card. Acceptance of this card is normally bound to a specific store or catalog.

Approval Rate:
There were 54 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 72% of those applicants were approved.

The approval rate for this card is average. Furthermore, if your FICO score is close to or higher than 602, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

10% off¹ an entire day of shopping at Target. Now that's a nice welcome.

When you open a REDcard account with Target, you deserve a little instant gratification. So right away, you'll receive a certificate good for a 10% off day at Target and 10% off an entire purchase at Target.com. When you sign up online, you can use your 10% discount immediately (ultra-instant gratification) or wait for it to come with your actual REDcard in a few days.

Go ahead and get used to 10% off² days. Because with Rewards, the more you use your REDcard, the more sale days you get. Shop RED.

• 10% off day with new account
  
• Target rewards
  
• Target pharmacy rewards
  
• Take charge of education
  
• Manage my REDcard
  
• SafetyNet
  
• Protect your identity
  
• Automatic bill pay
  

¹ Upon credit approval. Some restrictions apply to savings. See details.
² Subject to Target Rewards program rules.

This card can be used for shopping at Target and Target.com only.

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**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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