|
 Apply Now
|
Blue Sky from American Express (SM)Quick Summary:
This is a airline rewards card issued by American Express. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 17.24%* and may be as high as 22.24%* (Variable)*, depending on your credit worthiness*.Important Rates:
There is a purchase introductory APR of 0.00% for 12 Months*. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 7.99% to the U.S. prime rate.
There is no annual fee for this card.* Rewards:
This card can be used for airline rewards, where you can expect a "points" system or rebates for certain purchases. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 698 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the Blue Sky from American Express (SM) is at least 20 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date. American Express acceptance among businesses is moderate, but global. You should not have a difficult time finding businesses that will accept this card as a form of payment. Approval Rate:
There were 4 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 75% of those applicants were approved.
The recent approval rate for this card is very high. Furthermore, if your FICO score is close to or higher than 698, then your chance of approval may be even greater. Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks. Offer Details: - No annual fee
- Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel- anytime
- Pay your bill all at once, or over time. It's up to you.
- Blue Savings Program®: big deals on big brands, all the time
- Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
- Get approved in 60-seconds
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
Is this the card you want? Apply On-line
|
Consumer Card Rate Comparison
| APR | 17.24%* - 22.24%* (Variable)* | | Avg. APR | 15.88%** | | Annual Fee | $0* | | Avg. Annual Fee | $6.75** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
Options:
View rates and fees for all cards.
|
