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Discover Excellent Credit $0 0.00% for up to 6 months on Balance Transfers and Purchases 10.74% Gas Stations 25 DaysConsumer  

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Discover Open Road  Card

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Discover® Open Road (SM) Card

Quick Summary:
This is a Discover gas or fuel rewards card issued by Discover Card. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 10.74%.

APR's:
There is an introductory APR as low as 0.00% for up to 6 months. This intro rate applies towards both balance transfers and purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.74% to the U.S. prime rate.

Rewards:
This card can be used for redemption at gas stations, where you can expect rewards for fuel or possibly other purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO score of at least 753 is recommended for a higher chance of approval for the Discover® Open Road (SM) Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Discover Open Road Card is at least 25 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

Approval Rate:
There were 3 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 67% of those applicants were approved. The approval rate for this card is at a maximum. If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 753, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:


  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Discover® Open Road Card is the only gas card that gives you 5% Cashback Bonus for your gas and auto maintenance purchases.
  • Earn up to 1% Cashback Bonus on all other purchases automatically
  • Rewards are easy to earn, easy to redeem and never expire as long as you use your card
  • No annual fee


Rewards and Benefits:

Customer service that puts you first



  • One call and we take care of it
  • Talk to a knowledgeable person in less than a minute
  • Easy online account options that put you in control
  • Timely e-mail reminders to help you avoid fees

Complete fraud protection for your peace of mind



  • 0$ fraud liability guarantee
  • Advanced fraud early warning alerts
  • Fraud specialists dedicated to helping you 24/7
  • Free online shopping tool – shop without revealing your account number


*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

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Consumer Card Rate Comparison

APR10.74%
Avg. APR**12.11%
Annual Fee$0
Avg. Annual Fee**$8.38

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.

 

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