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Discover Good Credit $0* 0.00% for 6 months on Purchases 14.99*% Cash Back 25 Days*Student  

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Discover® Student Card - Clear

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Discover® Student Card - Clear

Quick Summary:
This is a Discover cash back rewards card issued by Discover Card. This card may be restricted to college students with a good to perfect credit history. It is unlikely, but possible that you will be asked for proof of acedemic involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 14.99*%.

Important Rates:
There is an introductory APR as low as 0.00% for 6 months*. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.4% to the U.S. prime rate.

There is no annual fee for this card.*

Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 709 is recommended for a higher chance of approval for the Discover® Student Card - Clear, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Discover® Student Card - Clear is at least 25 days*. So interest charges will not be applied during those days.

This card is intended for college students. Before applying, you may need information about your college or university, such as the name, address, phone numbers, and dates attended.

Approval Rate:
This card has a very poor approval or acceptance rate. Since this is a card for good credit, there may be a strict standard for qualifications, including credit record and income level. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 709, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want



Rewards and Benefits:

Cashback Bonus® is the only cash rewards program that gives you complete earnings freedom – free rewards, unlimited earnings, never expires as long as you use the Card.


The Cashback Bonus Program gives you the most redemption choices of any cash rewards program: check, electronic deposit to any account, credit to your Discover® Card Account, gift cards or certificates from our partners.


Cashback Bonus® is the only cash rewards program that lest you double the value of your reward with many of our brand name partners.




* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

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Student Card Rate Comparison

APR14.99*%
Avg. APR13.09%**
Annual Fee$0*
Avg. Annual FeeNot Available

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Student cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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