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Related Card Offer:
Discover it®
| APR: | 10.99 - 22.99%* (V) |
| Intro APR: | 0.00% |
| Annual Fee: | $0 |
| Rewards: | Cash Back |
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EmigrantDirect VisaŽ Signature CardQuick Summary:
This is a Visa cash back rewards card issued by Elan Financial Services . This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 9.99%* and may be as high as 20.99%* (Variable)*, depending on your credit worthiness*.Important Rates:
There is a balance transfer offer APR of 0.00% for 6 Billing Cycles*.There is also a purchase introductory APR of 0.00% for 6 Billing Cycles*. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 6.74% to the U.S. prime rate.
There is no annual fee for this card.* Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a nearly perfect or flawless credit record. A FICO credit score of 810 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the EmigrantDirect VisaŽ Signature Card is at least 24 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date. This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by
submitting your application results to assist other applicants before they apply for this card.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 810, then your chance of approval may be even greater. Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.
Offer Details:
This card offers competitive rates, expanded purchasing power, the richest rewards, exclusive Visa Signature privileges and elite Cardmember Service. The Visa Signature card features unlimited 1% cash back on all net purchases. You may also choose to redeem for roundtrip airfare beginning at 25,000 points, or brand-name merchandise and gift cards at the same industry-leading rebate value as cash rewards.
Rewards
and Benefits:Product Features
A premier rewards card with no annual fee
Unlimited 1% cash back
Redeem for travel on any airline without frequent flyer program restrictions
No Preset Spending Limit*
Exclusive Signature privileges
Rewards Program
1% unlimited cash back
Earn one point for every net dollar spent
Roundtrip airline ticket at 25,000 points
The richest travel, gift certificates, and merchandise rewards
Choose Your Own Rewards — redeem reward points for any card purchase
Redeem reward points by calling the Rewards Center at 1-888-229-8864 or by going online to myaccountaccess.com after Online Account Access is set up.
Cardmember Benefits
With the Visa Signature Card, you receive exclusive features and benefits not offered with other credit cards. Special Offers
0% APR for the first 6 billing cycles on purchases.
0% APR for the first 6 billing cycles on balance transfers.
Earn 2,500 first-use bonus points, which you can redeem for a $25 statement credit.
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
| APR | 9.99%* - 20.99%* (Variable)* | | Avg. APR | 15.69%** | | Annual Fee | $0* | | Avg. Annual Fee | $43.39** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
Options:
View rates and fees for all cards.
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