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This is a special offer. Please see the offer details for more information.
Card Basics


Type Credit Needed Category Annual Fee Intro APR Regular APR Rewards Grace Period
Store Limited Credit, Poor Credit Consumer $0* N/A* 26.99%* (Variable)* None 23 Days*

View all credit cards from GE Money

ShopNBC Credit Card

ShopNBC Credit Card

Quick Summary:
This Store offer is issued by GE Money. This card is intended for consumers, or "personal use" with a limited or short credit history. APR's may vary among applicants, however the lowest standard APR is 26.99%* (Variable)*.

Important Rates:
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 23.74% to the U.S. prime rate.

There is no annual fee for this card.*

This is not a rewards card.

Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect that applicants may have had problems with their credit history, or are working on building their credit reputation. A FICO credit score of 596 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the ShopNBC Credit Card is at least 23 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This is a store or catalog card, not a traditional credit card. Acceptance of this card is normally bound to a specific store or catalog.

Approval Rate:
There were 6 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 83% of those applicants were approved.

This card has a poor approval or acceptance rate. This could be due to the fact that applicants changed their decision after wanting a traditional credit card such as a Visa, MasterCard, Discover Card or American Express card. Furthermore, if your FICO score is close to or higher than 596, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks.

Offer Details:

Be Rewarded Right Away. Open a ShopNBC Credit Card and make a purchase of $25 or more today, and you'll receive a $25 statement credit.* Features Designed to Fit Your Style:

  • Take advantage of special financing offers throughout the year.
  • Charge ValuePay purchases to your ShopNBC Card.
  • Pay no annual fee.

Open a ShopNBC Credit Card to shop exclusively at ShopNBC and ShopNBC.com.

* Disclaimer: Please see the credit card application for details about the offer as well as the terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. This content is not provided or commissioned by the credit card issuer. Opinions expressed here are authorís alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.



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Consumer Card Rate Comparison

APR26.99%* (Variable)*
Avg. APR17.05%**
Annual Fee$0*
Avg. Annual Fee$24.27**

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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Application and Other Information


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