New York & Company CardQuick Summary:
This is a Store rewards card, issued by World Financial Network National Bank. Store reward cards normally offer rebates on specific brand merchandise or purchases. This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. APR's may vary among applicants, however the lowest standard APR is 24.99%*.
The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates.
There is no annual fee for this card.*
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 614 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.
The grace period listed for the New York & Company Card is at least 25 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.
This is a store or catalog card, not a traditional credit card. Acceptance of this card is normally bound to a specific store or catalog.
There were 7 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 86% of those applicants were approved.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 614, then your chance of approval may be even greater.
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.
YOUR ALL ACCESS PASS. Open a New York & Company card or a New York & Company MasterCard credit account* and become a fashion insider! Be in the know about the newest fashions, the latest trends. Take advantage of great styling tips. And get instant access to private savings opportunities! Open a New York & Company Account and enjoy:
- Special savings events throughout the year
- Exclusive mailings with discounts and coupons
- A week of savings for your birthday
- Our must-have style newsletter email
- No annual fee
- Automatic enrollment in the New York & Company rewards Club
- Get a $25 Reward every 5 times you make a purchase.**
- Get a $25 Reward when you spend $100 or more on your card in any given month!**
In addition to this, if you open a New York & Company MasterCard you enjoy:
- A $25 Gift** every time you accrue 2500 Everywhere Points (4 points for every dollar you spend at New York & Company or nyandcompany.com; 1 point for every dollar you spend everywhere else!)
- Access to thousands of ATM
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
|Avg. Annual Fee||$43.7**|
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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