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Salute Visa® CardQuick Summary:
This Visa offer is issued by Urban Trust Bank, FSB. This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. APR's may vary among applicants, however the lowest standard APR is 14.99*% Variable - 19.50*% Variable and may be as high as 19.50%*, depending on your credit worthiness*.Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 7.24% to the U.S. prime rate.
Please see the application disclosures regarding the annual fee. Rewards:
This is not a rewards card. Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect applicants with troublesome credit histories. A FICO credit score of 453 is recommended for a higher chance of approval for the Salute Visa® Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the Salute Visa® Card is at least 25 days*. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate:
There were 7 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved. This card has a very poor approval or acceptance rate. Since this is a card for poor credit, high fees or APRs may be contributing factors for people that decide to accept this card. If you believe that you fall into the credit record of "Poor Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 453, then your chance of approval may be greater than other applicants. Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details: Apply for a Salute® Visa® Gold Credit Card today with our quick and easy online application. All Credit Types Welcome to Apply! Cash Advance Access!
- The Power of an Unsecured VISA
- Reports to the Major Credit Bureaus
- Cash Advance Access
- All credit types welcome to apply
- Reports to the Major Credit Bureaus
- Quick and easy online application
Other Remarks:
Depending on your credit terms, you may receive the following fees:
Annual Fee: $150
Account Maintenance Fee: $72 per year (billed monthly at $6 per month)
OR
Account Opening Fee: $20 (one-time fee)
Account Maintenance Fee: $228 per year (billed monthly at $19 per month)
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
| APR | 14.99*% Variable - 19.50*% Variable | | Avg. APR | 12.49%** | | Annual Fee | See Terms | | Avg. Annual Fee | $10.08** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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