Credit Card Balance Transfers: Save on Offers

What is this?

This balance transfer savings tool calculates your current credit card information entered in the form, and finds offers that can save you money. Tables are based upon a 24 month period.

How does it calculate results?

This program looks at over half a thousand credit cards and makes the following calculations with default assumptions:

Assumptions:

You will have the new card for at least 24 months.
You will make the monthly payment specified.
100% of your old credit card balance is transferred to your new card.

What this program does not take into account:

New purchases
Annual, overdraft, maintenance, balance transfer, or any other fees.
Interest rate changes or adjustments, such as a default rate or variable rate change.
Other APR's, such as a cash advance APR.
Balances affected by a grace period

Are the savings guaranteed?

The introductory and standard APR calculated for the new card offer may vary among applicants. Depending on the issuing bank, applicants may be issued those rates depending upon certain credit qualifications, in accordance to their summary of credit terms or credit disclosure. In short, not every applicant will receive the same APR for a card, so the savings may vary.

Do I have to register or commit to anything by using this program?

No. You can use this program as often as you wish free of charge.

What are the terms and conditions for this program and website?

Our terms and conditions can be found here. In summary, we cannot guarantee that the advertised savings is the actual savings that you will receive.

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