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Popular Offers
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Credit cards listed in the Low APR section offer lower rates than most competitors. |
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Compare | | BankAmericard Cash Rewards™ Credit Card- Get $100 cash rewards bonus after you spend $500 on purchases in the first 90 days of account opening
- 1% cash back on purchases everywhere, every time
- 2% on groceries and 3% on gas for the first $1500 in combined gas and grocery purchases each quarter
- Get a 10% customer bonus when you redeem cash back into a Bank of America® checking or savings account
- 0% introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, the regular APR
- No Annual fee
- No rotating categories and your rewards do not expire
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Consumer | None* | 0.00% for 12 Billing Cycles For Qualifying Balance Transfers* | 0.00% for 12 Billing Cycles* | 12.99% - 22.99% Variable* on purchases & balance transfers | N/A* | Cash Back | Be the first to write one |
Compare | | Capital One® VentureOneSM Rewards Credit Card- 1.25 miles per dollar on every purchase, every day and no annual fee
- One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
- Redeem miles for airline tickets, hotel rooms, car rentals, and more
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- 0% intro APR on purchases until May 2014
- No foreign transaction fees
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent, Good | Consumer | $0 | N/A | 0.00% until May 2014* | 11.9% - 19.9% (V) | 25 Days | Airlines | 4 |
Compare | | Discover it®- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
- 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Consumer | $0 | 0.00% for 18 Months* | 0.00% for 6 Months* | 10.99% - 22.99% (V)* | See Terms* | Cash Back | 1 |
Compare | | BankAmericard® Visa® Card- 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% variable APR
- No annual fee
- Enjoy Purchase Replacement coverage on lost, damaged or stolen purchases
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Consumer | None* | 0.00% for 15 Billing Cycles For Qualifying Balance Transfers* | 0.00% for 15 Billing Cycles* | 10.99%-20.99% Variable* on purchases & balance transfers | N/A* | None | Be the first to write one |
Compare | | Capital One® Platinum Prestige Credit Card- 0% intro APR until August 2014 on balance transfers
- 0% intro APR until August 2014 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent, Good | Consumer | $0 | 0.00% until August 2014* | 0.00% until August 2014* | 10.9% - 18.9% (V) | 25 Days | None | 3 |
Compare | | Citi Simplicity® Card- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Consumer | $0* | 0.00% for 18 Months* | 0.00% for 18 Months* | 12.99% - 21.99%* (Variable) | 23 Days | None | 1 |
Compare | | Discover it®- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- Safe…Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Consumer | $0 | 0.00% for 14 Months* | 0.00% for 14 Months* | 10.99% - 22.99% (V)* | See Terms* | Cash Back | 2 |
Compare | | Capital One® Cash Rewards- $100 bonus after you spend $500 on purchases within the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until May 2014
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent, Good | Consumer | $0 | 0.00% until May 2014* | 0.00% until May 2014* | 12.9% - 20.9% (V) | 25 Days | Cash Back | 8 |
Compare | | Citi® Diamond Preferred® Card- Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
- Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
- Let our 24/7 concierge service help book your hotel rooms, flights and more.
- Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Good | Consumer | $0* | 0.00% for 18 Months* | 0.00% for 18 Months* | 11.99%-21.99%* (Variable) | 23 Days | None | 15 |
Compare | | Sam's ClubŪ Advantage Member Credit Card A personal credit account for all your Sam's Club purchases:
- No Annual Fee
- Zero fraud liability - protected with your photo
- In-Club cash access up to $60
- Special financing promotions
- One-card Convenience - your Membership card is your credit card
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Good | Consumer | $0* | N/A | N/A | 12.37% - 22.40%* | 20 Days | None | 5 |
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* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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