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Credit cards listed in the Low APR section offer lower rates than most competitors. |
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Compare | | Citi® Diamond Preferred® Card- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Good | Consumer | $0* | 0.00% for 18 Months * | 0.00% for 18 Months* | 11.99% - 21.99% (Variable)* | 23 Days | None | 10 |
Compare | | Discover® More® Card - Balance Transfer Fee*- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Good | Consumer | $0* | 0.00% for 18 Months * | 0.00% for 6 Months* | 10.99% - 20.99% (Variable)* | See Terms* | Cash Back | Be the first to write one |
Compare | | Discover® More® Card- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Good, Excellent | Consumer | $0* | 0.00% for 15 Months * | 0.00% for 15 Months* | 10.99% - 20.99% (Variable)* | 25 Days | Cash Back | 56 |
Compare | | Capital One® Venture (SM) Rewards Credit Card- Money® Magazine-s "Most Rewarding Card if you crave free airline flights"
- 2 miles per dollar on every purchase, every day
- Earn 10,000 bonus miles, equal to $100 in travel
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Excellent, Good | Consumer | $0* / $59* | None | None | 11.90% - 19.90% (V)* | 25 Days | Airlines | Be the first to write one |
Compare | | Capital One® VentureOne (SM) Rewards Credit Card- 1.25 miles per dollar on every purchase, every day
- Earn 10,000 bonus miles, equal to $100 in travel
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- 0% intro APR on purchases until February 2013
- No foreign transaction fees
- No annual fee
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Excellent, Good | Consumer | $0* | None | 0.00% until 02/2013* | 11.90% - 19.90% (V)* | 25 Days | Airlines | 2 |
Compare | | Capital One® Platinum Prestige Credit Card- 0% intro APR until May 2013 on balance transfers
- 0% intro APR until May 2013 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Excellent, Good | Consumer | $0* | 0.00% until 05/2013* | 0.00% until 05/2013* | 10.90% - 18.90% (V)* | 25 Days | None | 3 |
Compare | | Slate® from Chase- No Balance Transfer Fee!*
- 0% Intro APR for 15 months on purchases and balance transfers
- Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
- After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
- Avoid interest on everyday purchases
- Pay down your balance faster
- Zero liability on unauthorized purchases*
- No Annual Fee*
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Excellent | Consumer | $0* | 0.00% for 15 Months * | 0.00% for 15 Months* | 11.99% - 21.99% (Variable)* | 21 Days | None | Be the first to write one |
Compare | | Citi® Platinum Select® MasterCard®- 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- No annual fee*
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Good, Excellent | Consumer | $0* | 0.00% for 18 Months * | 0.00% for 18 Months* | 11.99% - 21.99% (Variable)* | 23 Days | None | 18 |
Compare | | Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards- $150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening
- 5 ThankYou Points for every $1 spent on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 spent thereafter and for all other purchases*
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Excellent, Good | Consumer | $0* | None | None | 12.99% - 22.99% (Variable)* | 23 Days | Other | 4 |
Compare | | Chase Freedom® Visa - $100 Bonus Cash Back- This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases without limits on what you can earn and up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Excellent | Consumer | $0* | 0.00% for 12 Months * | 0.00% for 6 Months* | 11.99% - 22.99% (Variable)* | 21 Days | Cash Back | 7 |
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* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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