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Credit Cards with Flexible Rewards
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Flexible reward cards normally provide a very large range of reward redemption options. Our favorites include cash back, gift cards, merchandise and travel.

 

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Chase Sapphire (SM) Card

  • Limited Time Offer - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
  • 2 points per dollar spend on dining & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 24/7 direct access to expert service advisors (No voice recording)
  • No annual fee!

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
ExcellentConsumer$0*NoneNone15.24% (Fixed)*21 DaysFlexible Options1



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USAA Rewards American Express® Card

Get great rates and no annual fee



  • Variable rates as low as 9.9% APR on purchases, balance transfers, and cash advances.*
  • No annual fee.

Earn points toward purchases.



  • Get 2,500 rewards bonus points credited to your account after your first purchase.*
  • Earn one point for every dollar in credit card purchases with no cap or expiration date on points.*
  • Earn points toward air travel with no blackout dates, brand-name merchandise, gift certificates, cash or charitable donations.

Enjoy travel and retail benefits*



  • Emergency assistance, roadside assistance and concierge service.
  • Collision damage waiver coverage pays for physical damage and theft to most rental vehicles with an MSRP (manufacturer's suggested retail price) of $50,000 or less when the eligible card is used to initiate and pay for the entire rental transaction.
  • Zero liability coverage if your card is lost or stolen.
  • Travel accident insurance up to $1 million.

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
Good, ExcellentConsumer$0*NoneNone9.9% - 25.9%*25 DaysFlexible Options6



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Hooters MasterCard

Most credit cards only give credit to those with the best credit. We are not most credit cards! In order to offer the Hooters MasterCard to all kinds of people with all kinds of credit we have many different interest rates. For those with great credit our lowest rate is one of the most competitive in the rewards credit card marketplace. For those of you with questionable credit: well, we'll do the best we can.

Features You Shouldn't Live Without



  • No Annual Fee (for qualified applicants)
  • Zero Liability on unauthorized purchases.
  • Cash Advances at over 900,000 MasterCard ATMs
  • Low Variable Rates (for well-qualified applicants)
  • Large credit lines (for well-qualified applicants)
  • FREE Online account information and Bill Pay
  • Friendly 24/7/365 Customer Service
  • Flexible Payment Options
  • Credit Building Opportunities

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
FairConsumer$0 / $72*NoneNone16.45% - 25.45%*25 DaysFlexible Options149



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USAA Rewards World MasterCard®

Get great rates and no annual fee



  • Variable rates as low as 9.9% APR on purchases, balance transfers, and cash advances.*
  • No annual fee.

Earn points toward purchases. When you choose USAA Rewards™:



  • Get 2,500 rewards bonus points credited to your account after your first purchase.*
  • Earn one point for every dollar in credit card purchases with no cap or expiration date on points.*
  • Earn points toward air travel with no blackout dates, brand-name merchandise, gift certificates, cash or charitable donations.

Enjoy travel and retail benefits*



  • Emergency assistance, roadside assistance and concierge service.
  • Collision damage waiver coverage pays for physical damage and theft to most rental vehicles with an MSRP (manufacturer's suggested retail price) of $50,000 or less when the eligible card is used to initiate and pay for the entire rental transaction.
  • Zero liability coverage if your card is lost or stolen.
  • Travel accident insurance up to $1 million.

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
GoodConsumer$0*NoneNone9.9% - 25.9%*25 DaysFlexible Options8



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Citi Forward® Card

  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
  • APR reduction on purchases when using credit wisely
  • No Annual Fee*

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
Good, ExcellentConsumer$0*0.00% for 12 Months *0.00% for 7 Months*12.99-22.99% (Variable)*23 DaysFlexible Options4



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American Express® Green Card

This Charge Card provides you with valuable benefits and rewards like Membership Rewards® points.* You can spend points on just about anything, so you can buy the things you need and earn the things you want. All with no interest, since you pay your full balance each month.

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
Good, Above AverageConsumer$0 / $95*NoneNoneN/ASee Terms*Flexible Options12



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Citi ThankYou® Preferred Rewards Card - $250 in Gift Cards

  • $250 in gift cards - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 3 months of account opening
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you're a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
Excellent, GoodConsumer$0*NoneNone12.99-22.99% (Variable)*23 DaysFlexible OptionsBe the first to write one



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Wells Fargo Rewards® Visa®

Our most popular credit card offers introductory purchase APRs as low as 0%, tools to help you manage your spending and rewards for purchases you make - all for no annual fee.


  • Get more from your purchases by earning 1 rewards point for $1 spent on your credit card.*
  • Earn rewards points faster when you enroll your check card in the program.*
  • Choose the rewards that fit your lifestyle. We offer hundreds of rewards options including airfare - that lets you travel anywhere/anytime, gift cards, cash rebates, travel packages, merchandise and more. With redemptions starting at 650 points.
  • Earn bonus points. Shop your favorite retailers through our Earn More Mall(SM)
    site and earn up to 16 bonus points per $1 in eligible purchases.

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
ExcellentConsumer$0*3.90% for 6 Months*0.00% for 6 Months*11.15% - 23.15%*25 DaysFlexible Options2



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HSBC Platinum MasterCard with Cash or Fly Rewards

The HSBC Platinum MasterCard® with Cash or Fly Rewards gives you:


  • 0%* Introductory APR on card purchases and balance transfers for 12 months. After that, a variable APR between 12.99% and 18.99% will apply.*
  • 1 Point for every new net dollar spent on card purchases redeemable for travel rewards or 1% cash back.
  • Travel credits with as little as 7,500 Points on almost any major airline, with no blackout dates.
  • Platinum Mastercard Benefits**.

  • Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
    GoodConsumer$0 to 35*0.00% for 12 Months*0.00% for 12 Months*12.99% - 18.99%*20 DaysFlexible Options8



    Compare

    Maximum Rewards(SM) Platinum Edition® Visa® Card


    • 1 point for every $1 in qualifying purchases.*
    • No limit to the number of points you can earn.
    • Choice of rewards including gift cards, merchandise or travel on any major airline. Visit the Maximum Rewards Guide to see a sample of reward options.


    Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
    GoodConsumer$0*0.00% for 12 Billing Cycles*0.00% for 12 Billing Cycles*13.99% - 19.99%*20 DaysFlexible Options2



     

     

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    * Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

     



     

     

     

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