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Credit Cards with Flexible Rewards
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Flexible reward cards normally provide a very large range of reward redemption options. Our favorites include cash back, gift cards, merchandise and travel.

 

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Hooters MasterCard

Most credit cards only give credit to those with the best credit. We are not most credit cards! In order to offer the Hooters MasterCard to all kinds of people with all kinds of credit we have many different interest rates. For those with great credit our lowest rate is one of the most competitive in the rewards credit card marketplace. For those of you with questionable credit: well, we'll do the best we can.

Features You Shouldn't Live Without



  • No Annual Fee (for qualified applicants)
  • Zero Liability on unauthorized purchases.
  • Cash Advances at over 900,000 MasterCard ATMs
  • Low Variable Rates (for well-qualified applicants)
  • Large credit lines (for well-qualified applicants)
  • FREE Online account information and Bill Pay
  • Friendly 24/7/365 Customer Service
  • Flexible Payment Options
  • Credit Building Opportunities

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
FairConsumerN/A*N/A*16.45% - 25.45%*25 DaysFlexible Options153



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USAA Rewards™ World MasterCard®

  • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
  • No annual fee and no minimum finance charge.
  • Earn 2,500 Bonus Points after your first purchase and one point for every dollar in purchases with no limit to the amount you can earn.
  • Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
  • Redeem your points anytime on USAA's website or from your mobile device - with no redemption fee.
  • Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
  • If you are not eligible, USAA credit cards and other products may still be available.

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
GoodConsumer$00.00% for 12 Months*N/A*9.90%-25.90% (Variable)25 DaysFlexible Options8



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USAA Rewards Visa® Card

  • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
  • No annual fee and no minimum finance charge.
  • Earn 2,500 Bonus Points after your first purchase and one point for every dollar in purchases with no limit to the amount you can earn.
  • Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
  • Redeem your points anytime on USAA's website or from your mobile device - with no redemption fee.
  • Free Travel and Retail Benefits: Get benefits like Visa® Auto Rental Collision Damage Waiver Insurance, Worldwide Automatic Travel Accident Insurance, and Warranty Manager Service.
  • Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
  • If you are not eligible, USAA credit cards and other products may still be available.

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
Excellent, GoodConsumer$00.00% for 12 Months*N/A*9.90%-25.90% (Variable)See Terms*Flexible OptionsBe the first to write one



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USAA Rewards™ American Express® Card

  • Earn 2X points on gas and grocery purchases all the time.
  • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
  • Earn 2,500 Bonus Points after your first purchase.
  • No caps or limits on the amount you can earn.
  • Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
  • Redeem your points anytime on USAA's website or from your mobile device - with no redemption fee.
  • Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
  • If you are not eligible, USAA credit cards and other products may still be available.

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
Good, ExcellentConsumer$00.00% for 12 Months*N/A*9.90%-25.90% (Variable)25 DaysFlexible Options7



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Wells Fargo Rewards® Visa®

Our most popular credit card offers introductory purchase APRs as low as 0%, tools to help you manage your spending and rewards for purchases you make - all for no annual fee.


  • Get more from your purchases by earning 1 rewards point for $1 spent on your credit card.*
  • Earn rewards points faster when you enroll your check card in the program.*
  • Choose the rewards that fit your lifestyle. We offer hundreds of rewards options including airfare - that lets you travel anywhere/anytime, gift cards, cash rebates, travel packages, merchandise and more. With redemptions starting at 650 points.
  • Earn bonus points. Shop your favorite retailers through our Earn More Mall(SM) site and earn up to 16 bonus points per $1 in eligible purchases.

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
GoodConsumer$0*3.90% for 6 Months*0.00% for 6 Months*11.15% - 23.15%*25 DaysFlexible Options2



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Maximum Rewards(SM) Platinum Edition® Visa® Card


  • 1 point for every $1 in qualifying purchases.*
  • No limit to the number of points you can earn.
  • Choice of rewards including gift cards, merchandise or travel on any major airline. Visit the Maximum Rewards Guide to see a sample of reward options.

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
GoodConsumer$0*0.00% for 12 Billing Cycles*0.00% for 12 Billing Cycles*13.99% - 19.99%*20 DaysFlexible Options3



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TD Easy Rewards(SM) Platinum Visa® Credit Card

Our Easy Rewards Platinum credit card makes it easy to earn points for the rewards you want.


  • Earn 1 point for every $1 spent on eligible purchases*
  • Redeem your points for travel, gift cards or merchandise with no blackout dates or redemption fees
  • No point limits €“ earn as many as you want
  • Points do not expire
  • No annual fee

You can also take advantage of these additional Visa features and benefits:



  • Cardholder inquiry service
  • Emergency card replacement and emergency cash disbursement
  • Lost/stolen card reporting
  • Visa Zero Liability
  • Auto rental collision damage waiver

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
Good, ExcellentConsumer$0*N/A*N/A*9.24% - 23.24%*25 DaysFlexible OptionsBe the first to write one



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Business Edition® Visa® Card with Maximum Rewards®


  • Earn reward points toward a cash rebate in the form of an account credit, gift certificates, merchandise or travel.*
  • No annual fee
  • Low rates
  • Online access to view transactions, pay your bill, view up to seven years of prior statements and more!

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
GoodBusiness$0*N/A*N/A*11.99% - 17.99%*20 DaysFlexible OptionsBe the first to write one



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PNC Bank Platinum Business Rewards MasterCard®

The PNC Bank Platinum Business Rewards MasterCard® comes with everything you expect and need. Flexible repayment terms. Payment tracking and reporting for increased financial control. Separates your business expenses from personal.

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
ExcellentBusiness$0*0.00% for 7 Billing Cycles*N/A*7.99% - 13.99%*20 DaysFlexible OptionsBe the first to write one



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Ameriprise World Elite® MasterCard®

You've dreamed big, planned carefully and worked hard. Get the card that recognizes your achievements and supports your financial goals with premium travel benefits and exclusive Ameriprise rewards. Ameriprise Achiever Circle Elite clients pay no annual fee for the first year.

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
GoodConsumer$150*1.99% for 6 Billing Cycles*N/A*13.99% (Variable)*20 DaysFlexible Options4



 

 

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* Disclaimer: Please see the credit card application for details about the offer as well as the terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

 



 

 

 

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