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These credit cards were designed for small business owners. |
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Compare | | The Business Gold Rewards Card® from American Express OPEN- Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card in the first 3 months of Card membership†.
- Earn points even faster to get more rewards for your business.
- 3X points on airfare purchased from airlines. 2X points at US gas stations.
- Up to $100,000 in each category per year, then 1 point.
- Terms and limitations apply.
- Reduce travel costs, show appreciation for employees and clients, and offset everyday expenses by using points to get something back and grow your business.
- $0 introductory annual fee for the first year, then $175.
- †Apply online to qualify for this offer. See offer terms for details.
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Business | $0 introductory annual fee for the first year, then $175 | N/A | N/A | N/A | See Terms* | Travel | 3 |
Compare | | SimplyCash® Business Card from American Express- With no annual membership fee, it's a smart choice for your business
- Automatic cash back - cash back is earned on eligible purchases and automatically credited to your statement
- 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
- 3% at U.S. gas stations
- 1% on other purchases
- Up to $12,000 in purchases in each 5% and 3% category per rebate year, then 1%.
- Terms and limitations apply
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Business | N/A | N/A | 0.00% on purchases for 6-12 Months* | 12.24% - 19.24% Variable | 25 Days | Cash Back | 1 |
Compare | | Capital One® SparkSM Classic for Business- Enjoy no annual fee
- Build business credit with responsible use with eligibility for an automatic credit line increase
- Earn 1% cash back on every purchase, every day
- Separate business expenses from personal expenses
- $0 Fraud Liability if your card is ever lost or stolen
- Enjoy business benefits including Year-End Summaries, employee cards at no additional cost, and experienced small business customer service
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Fair, Above Average | Business | $0 | N/A | N/A | 22.9% (V) | 25 Days | Cash Back | 1 |
Compare | | Capital One® SparkSM Cash Select for Business- Get a 50% bonus on the cash back you earn every year
- Earn 1% cash back on every purchase, every day
- Save with 0% intro APR on all purchases until December 2013
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Business | $0 | N/A | 0.00% until December 2013* | 12.9% - 20.9% (V) | 25 Days | Cash Back | Be the first to write one |
Compare | | CitiBusiness® / AAdvantage® World MasterCard®- Designed for businesses with an established credit history
- Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
- First eligible checked bag free for you and up to 4 traveling companions*
- Priority Boarding with Group 1 privileges*
- Earn 2 AAdvantage® miles for every $1 you spend on eligible American Airlines purchases and on purchases at certain office supply, telecommunications and car rental merchants*
- 25% Savings on eligible in-flight purchases
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Business | $95, waived for the first 12 months* | N/A | N/A | 15.24%* (Variable) | See Terms* | Airlines | Be the first to write one |
Compare | | CitiBusiness ThankYouSM Card- Designed for businesses with an established credit history
- Earn 15,000 bonus ThankYou® points after you make $3000 in purchases within 3 months of cardmembership - enough for $150 in gift cards
- 0% intro APR on Purchases for 6 months. After that, 13.24% variable
- Earn 3 ThankYou® points for every dollar you spend on eligible purchases in rotating business categories
- Redeem points on things for your business or for yourself like business supplies, merchandise, gift cards, travel or even cash
- No limit to the amount of points you can earn on purchases and points don't expire
- No Annual Fee*
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Good | Business | N/A | N/A | 0.00% for 6 Months* | 13.24%* (Variable) | 20 Days | Other | Be the first to write one |
Compare | | U.S. Bank FlexPerks® Business Travel Rewards Visa® Card- Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days
- Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees
- Earn one FlexPoint for every $1 of eligible net purchases charged to your card
- Earn two FlexPoints for every $1 spent on gas, office supplies or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses
- Earn Triple FlexPoints for your charitable donations
- Earn 5,000 FlexPoints when you refer a friend who acquires and uses the card
- Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
- $0 Annual Fee* the first year, and every year your company spends $24,000 on card; otherwise $55*
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Business | $0 with $24,000 in purchases per year | 0.00% for 12 Billing Cycles* | 0.00% for 12 Billing Cycles* | 11.99%-17.99% (Variable) | 24-30 Days | Cash Back | Be the first to write one |
Compare | | U.S. Bank FlexPerks® Business Cash Rewards Visa® Card- 0% Intro APR* for 15 billing cycles on purchases and balance transfers
- Earn 3% cash rewards on cellular, gas and purchases made at office supply stores and 1% on all other purchases
- 25% annual bonus of your prior year's cash rewards up to $250
- No cap on the cash rewards you can earn and they never expire
- $0* annual fee if you make one purchase per year, otherwise $25*
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Business | $0 with one purchase per year | 0.00% for 15 Billing Cycles* | 0.00% for 15 Billing Cycles* | 11.99%-17.99% (Variable) | 24-30 Days | Cash Back | Be the first to write one |
Compare | | Capital One® SparkSM Miles Select for Business- Get a 50% bonus on the miles you earn every year
- Earn 1 mile per dollar on every purchase, every day
- Save with 0% intro APR on all purchases until December 2013
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- There's no limit to the amount of miles you can earn and miles don't expire
- Fly on any airline, anytime, with no blackout dates or seat restrictions
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Business | $0 | N/A | 0.00% until December 2013* | 12.9% - 20.9% (V) | 25 Days | Airlines | Be the first to write one |
Compare | | Capital One® SparkSM Cash for Business- Earn 2% cash back on every purchase, every day
- Get a $100 cash bonus - just spend $1,000 on purchases within the first 3 months
- Receive a $50 cash bonus by signing up for one or more employee cards
- Enjoy award-winning small business customer service
- $0 intro annual fee for the first year; $59 after that
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Business | $0 intro for first year; $59 after that | N/A | N/A | 13.9% - 20.9% (V) | 25 Days | Cash Back | Be the first to write one |
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* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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