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	<title>Credit and Debt &#8211; Finance Globe</title>
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	<title>Credit and Debt &#8211; Finance Globe</title>
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		<title>How to Effectively Deal with Creditors</title>
		<link>https://www.financeglobe.com/post/how-to-effectively-deal-with-creditors/</link>
					<comments>https://www.financeglobe.com/post/how-to-effectively-deal-with-creditors/#respond</comments>
		
		<dc:creator><![CDATA[financeglobe]]></dc:creator>
		<pubDate>Thu, 28 Mar 2024 15:08:48 +0000</pubDate>
				<category><![CDATA[Credit and Debt]]></category>
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					<description><![CDATA[Dealing with creditors can be a daunting and stressful experience, especially when you are struggling with debt. However, mastering the art of negotiation can help you effectively deal with creditors and potentially reduce your debt burden. In this article, we will discuss some key strategies for financial mediation and debt settlement. Understand Your Rights Before&#8230;&#160;<a href="https://www.financeglobe.com/post/how-to-effectively-deal-with-creditors/" rel="bookmark"><span class="screen-reader-text">How to Effectively Deal with Creditors</span></a>]]></description>
		
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		<title>Get Out of Debt in High Inflation</title>
		<link>https://www.financeglobe.com/post/get-out-of-debt-in-high-inflation/</link>
					<comments>https://www.financeglobe.com/post/get-out-of-debt-in-high-inflation/#respond</comments>
		
		<dc:creator><![CDATA[financeglobe]]></dc:creator>
		<pubDate>Fri, 22 Mar 2024 01:43:01 +0000</pubDate>
				<category><![CDATA[Credit and Debt]]></category>
		<category><![CDATA[Your Money]]></category>
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					<description><![CDATA[Are you struggling with debt during a period of high inflation? You’re not alone. Inflation can make it difficult to pay off debt and achieve financial freedom. But don’t worry, there are strategies you can use to get out of debt even during times of high inflation. In this article, we’ll discuss debt-free strategies during&#8230;&#160;<a href="https://www.financeglobe.com/post/get-out-of-debt-in-high-inflation/" rel="bookmark"><span class="screen-reader-text">Get Out of Debt in High Inflation</span></a>]]></description>
		
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		<title>How to Build a Good Credit Score Without Racking Up Credit Card Debt</title>
		<link>https://www.financeglobe.com/post/how-to-build-a-good-credit-score-without-racking-up-credit-card-debt/</link>
					<comments>https://www.financeglobe.com/post/how-to-build-a-good-credit-score-without-racking-up-credit-card-debt/#respond</comments>
		
		<dc:creator><![CDATA[latoyairby]]></dc:creator>
		<pubDate>Mon, 10 Feb 2020 22:54:11 +0000</pubDate>
				<category><![CDATA[Credit and Debt]]></category>
		<guid isPermaLink="false">https://www.financeglobe.com/tools/2020/02/10/how-to-build-a-good-credit-score-without-racking-up-credit-card-debt/</guid>

					<description><![CDATA[Many people have made the mistake of thinking building a good credit score requires that you go into debt, but that&#8217;s not actually true. Unfortunately, charging up high balances in an attempt to build your credit score can backfire. If you ever fall behind on a payment or two, you can wind up with worse&#8230;&#160;<a href="https://www.financeglobe.com/post/how-to-build-a-good-credit-score-without-racking-up-credit-card-debt/" rel="bookmark"><span class="screen-reader-text">How to Build a Good Credit Score Without Racking Up Credit Card Debt</span></a>]]></description>
		
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		<title>Getting Your Credit Back on Track After Bankruptcy</title>
		<link>https://www.financeglobe.com/post/getting-your-credit-bank-on-track-after-bankruptcy/</link>
					<comments>https://www.financeglobe.com/post/getting-your-credit-bank-on-track-after-bankruptcy/#comments</comments>
		
		<dc:creator><![CDATA[latoyairby]]></dc:creator>
		<pubDate>Sat, 21 Sep 2019 23:40:24 +0000</pubDate>
				<category><![CDATA[Credit and Debt]]></category>
		<guid isPermaLink="false">https://www.financeglobe.com/tools/2019/09/21/getting-your-credit-bank-on-track-after-bankruptcy/</guid>

					<description><![CDATA[Filing bankruptcy can affect your credit more than almost anything else, but that doesn&#8217;t mean you should avoid bankruptcy if it&#8217;s the best solution to get your finances back on track. Bankruptcy can be the perfect opportunity to start over and rebuild your credit. Here&#8217;s how you can do it. Make sure your bankruptcy is&#8230;&#160;<a href="https://www.financeglobe.com/post/getting-your-credit-bank-on-track-after-bankruptcy/" rel="bookmark"><span class="screen-reader-text">Getting Your Credit Back on Track After Bankruptcy</span></a>]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
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		<title>Why Debt Collectors Check Your Credit Report</title>
		<link>https://www.financeglobe.com/post/why-debt-collectors-check-your-credit-report/</link>
					<comments>https://www.financeglobe.com/post/why-debt-collectors-check-your-credit-report/#comments</comments>
		
		<dc:creator><![CDATA[latoyairby]]></dc:creator>
		<pubDate>Sat, 31 Aug 2019 23:40:57 +0000</pubDate>
				<category><![CDATA[Credit and Debt]]></category>
		<guid isPermaLink="false">https://www.financeglobe.com/tools/2019/08/31/why-debt-collectors-check-your-credit-report/</guid>

					<description><![CDATA[Debt collectors do several things to try and collect debts from you. If you&#8217;ve ever had an account in collections, then you&#8217;re already aware of the phone calls, letters, and placing the debt on your credit report. They also pull your credit report to get more information on you. Unlike most other businesses, debt collectors&#8230;&#160;<a href="https://www.financeglobe.com/post/why-debt-collectors-check-your-credit-report/" rel="bookmark"><span class="screen-reader-text">Why Debt Collectors Check Your Credit Report</span></a>]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
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		<title>What Things Can Make Your Credit Score Drop</title>
		<link>https://www.financeglobe.com/post/what-things-can-make-your-credit-score-drop/</link>
					<comments>https://www.financeglobe.com/post/what-things-can-make-your-credit-score-drop/#comments</comments>
		
		<dc:creator><![CDATA[latoyairby]]></dc:creator>
		<pubDate>Wed, 31 Jul 2019 23:03:43 +0000</pubDate>
				<category><![CDATA[Credit and Debt]]></category>
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					<description><![CDATA[Your credit score is an important number to keep up with, especially if you have a major loan coming up. For example, if you&#8217;re planning to buy a house or car in the next few months, your credit score affects whether you&#8217;re approved for a loan and the terms. Your credit score also impacts whether&#8230;&#160;<a href="https://www.financeglobe.com/post/what-things-can-make-your-credit-score-drop/" rel="bookmark"><span class="screen-reader-text">What Things Can Make Your Credit Score Drop</span></a>]]></description>
		
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			<slash:comments>2</slash:comments>
		
		
			</item>
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		<title>How Long is Debt Valid?</title>
		<link>https://www.financeglobe.com/post/how-long-is-debt-valid/</link>
					<comments>https://www.financeglobe.com/post/how-long-is-debt-valid/#comments</comments>
		
		<dc:creator><![CDATA[latoyairby]]></dc:creator>
		<pubDate>Mon, 29 Jul 2019 23:29:29 +0000</pubDate>
				<category><![CDATA[Credit and Debt]]></category>
		<guid isPermaLink="false">https://www.financeglobe.com/tools/2019/07/29/how-long-is-debt-valid/</guid>

					<description><![CDATA[If you&#8217;re dealing with multiple debts on your credit report or you&#8217;re getting calls and letters from debt collectors, you may wonder if the debt is still valid. Debts generally don&#8217;t &#8220;go away&#8221; just because they get older. However, older debts do reach a period where they should no longer affect you or your credit.&#8230;&#160;<a href="https://www.financeglobe.com/post/how-long-is-debt-valid/" rel="bookmark"><span class="screen-reader-text">How Long is Debt Valid?</span></a>]]></description>
		
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			<slash:comments>2</slash:comments>
		
		
			</item>
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		<title>Three Things You Should Do When You Suspect Identity Theft</title>
		<link>https://www.financeglobe.com/post/what-to-do-when-you-suspect-identity-theft/</link>
					<comments>https://www.financeglobe.com/post/what-to-do-when-you-suspect-identity-theft/#comments</comments>
		
		<dc:creator><![CDATA[latoyairby]]></dc:creator>
		<pubDate>Tue, 23 Jul 2019 23:31:35 +0000</pubDate>
				<category><![CDATA[Credit and Debt]]></category>
		<guid isPermaLink="false">https://www.financeglobe.com/tools/2019/07/23/what-to-do-when-you-suspect-identity-theft/</guid>

					<description><![CDATA[A suspicious charge on your credit card. Calls from collectors about accounts you didn&#8217;t know of. Alerts of new inquiries on your credit report. These can all be signs that someone has stolen your identity. Confirming identity theft can take time. But if you think someone may be using your personal information, you want to&#8230;&#160;<a href="https://www.financeglobe.com/post/what-to-do-when-you-suspect-identity-theft/" rel="bookmark"><span class="screen-reader-text">Three Things You Should Do When You Suspect Identity Theft</span></a>]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
			</item>
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		<title>Five Benefits of Becoming Debt-Free</title>
		<link>https://www.financeglobe.com/post/benefits-of-becoming-debt-free/</link>
					<comments>https://www.financeglobe.com/post/benefits-of-becoming-debt-free/#comments</comments>
		
		<dc:creator><![CDATA[latoyairby]]></dc:creator>
		<pubDate>Fri, 21 Jun 2019 00:18:41 +0000</pubDate>
				<category><![CDATA[Credit and Debt]]></category>
		<guid isPermaLink="false">https://www.financeglobe.com/tools/2019/06/21/benefits-of-becoming-debt-free/</guid>

					<description><![CDATA[Paying off a large amount of debt takes a lot of sacrifice. You have to cut back your spending and sometimes get creative about making more money. Even though it can be stressful and frustrating, the benefits of paying off your debt are worth it. You’ll save money in the long run. The longer you&#8230;&#160;<a href="https://www.financeglobe.com/post/benefits-of-becoming-debt-free/" rel="bookmark"><span class="screen-reader-text">Five Benefits of Becoming Debt-Free</span></a>]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
			</item>
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		<title>5 Things to Know About Building Credit for the First Time</title>
		<link>https://www.financeglobe.com/post/5-things-to-know-about-building-credit-for-the-first-time/</link>
					<comments>https://www.financeglobe.com/post/5-things-to-know-about-building-credit-for-the-first-time/#respond</comments>
		
		<dc:creator><![CDATA[ChrisB]]></dc:creator>
		<pubDate>Mon, 17 Jun 2019 12:10:31 +0000</pubDate>
				<category><![CDATA[Credit and Debt]]></category>
		<guid isPermaLink="false">https://www.financeglobe.com/tools/2019/06/17/5-things-to-know-about-building-credit-for-the-first-time/</guid>

					<description><![CDATA[Building credit for the first time can be both exciting and stressful. On the plus side, you’re ready to take this big step in your financial life. Conversely, you have some concerns about the moves you’re making and the short and long-term impact. Here are five things to know about building credit for the first&#8230;&#160;<a href="https://www.financeglobe.com/post/5-things-to-know-about-building-credit-for-the-first-time/" rel="bookmark"><span class="screen-reader-text">5 Things to Know About Building Credit for the First Time</span></a>]]></description>
		
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