Maxing out your credit card can lead to stress and a multitude of financial challenges. If you find yourself in this situation, don't panic.  Instead, calm down and draw up a plan. Here are 10 steps to help you regain control of your finances. Step ...

Navigating the world of credit cards can be a balancing act, especially when juggling multiple cards. While having several credit cards offers the flexibility of maximizing rewards and having backup options for emergencies, it also presents the chall ...

In an ever-changing economic landscape, finding ways to maximize savings can give you not just financial peace of mind but also a greater sense of freedom and control.  With 2024 on its way, it's a perfect time to reassess and adjust your budget. Le ...

Traveling can be an enriching but expensive endeavor. However, those who can strategically utilize their credit card miles can alleviate this financial burden significantly. This article delves into the world of credit card miles, discusses ways to m ...

Getting a student credit card can be a big step toward financial independence. However, it comes with its own set of responsibilities and challenges.  Understanding these challenges and making the most out of your student credit card can set you on ...

In a perfect world, you’d be able to plan every vacation far in advance. Unfortunately, things don’t always work out that way. There may be times when you need to book a last-minute trip.    Rather than overpay and hope for the best, here are five ...

There’s a good chance that your mortgage is your most costly expense. For that reason, there could come a day when you realize that you can’t make your next payment. As scary as it may be, it’s important to take a step back and consider your options. ...

Credit cards have become an essential tool in modern-day society, and for that reason, there are many reasons why people use them for their monthly expenses. Below, we explore some of the key reasons why using a credit card can be a smart financial d ...

With 2023 underway, there’s no better time than now to examine your financial future. For many people, this means finding a way to boost their earning power.    While there’s no shortage of paths forward, a job in an emerging industry — such as Web ...

With the holiday season in full swing, now’s the time to review your budget and set boundaries for the months to come. Putting in the work upfront can go a long way in helping you avoid financial errors that you’ll come to regret in the new year.   ...

There’s no better feeling than a lump sum of cash unexpectedly arriving in your life. This could come from a work bonus, tax refund, winning lottery ticket, or inheritance (and that’s just the start).   Before you do anything with the money, take a ...

The current state of the economy is anything but stable. Inflation is taking over and there’s quite a bit of chatter about an oncoming recession.    While you don’t have control over the economy, you do have control over your personal finances. Her ...

  If you’re an entrepreneur, you’re probably always thinking about improving your company’s cash flow. After all, having a consistent, healthy cash flow is essential for the success of your business: This grants you more flexibility as an entreprene ...

ChrisB created new blog entry Budgeting 101: Get Your Finances In Order in Your Money 2 years ago

Having a proper budget is important in terms of financial stability. However, creating a budget that works for you and your lifestyle may seem difficult if you are just starting out. There are various ways to go about budgeting and doing so can allow ...

ChrisB created new blog entry Credit Card Fees: Watch for These in Credit Cards 2 years ago

It doesn’t matter if you’re searching for a new credit card or learning more about the one you already have, there’s an important question to answer: are you familiar with the fees associated with the card?Unless you can answer “yes” with 100 percent ...

Are you having a difficult time obtaining an unsecured credit card? Is this the result of no credit or bad credit? Have you given up on the process?While an unsecured credit card may be out of the question for the time being, there’s another option t ...

There are many reasons to consider a home equity loan. It's a great way to consolidate debt, pay off medical expenses, or take on a home improvement project. However, before you head down this path, you should become familiar with the many fees asso ...

There is no denying the fact that the COVID-19 pandemic has taken the business world by storm. As a small business owner, it’s safe to assume that you have concerns about the here and now, as well as what the future will bring.When it comes to COVID- ...

ChrisB created new blog entry Do You Need an Emergency Fund? in Credit Cards 4 years ago

When everything is going as planned with your finances and life in general, you don’t see much reason to have an emergency fund. It’s easy to believe that everything will remain the same into the future. However, don’t be fooled. Things can and will ...

For many, the new year is the right time to make a big career change. And for you, it may be the perfect time to take the first step in starting your own business.As such a big decision – regardless of the process you follow and the path you take – i ...