Hacked

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Replied by Breakinger on topic Hacked

I had this happen when I tried to purchase a new stove one time. I hadn't used my one credit card in so long that they thought it was a fraudulent charge and denied it right away. It's good to see these companies on top of things like this. It makes you feel a little bit more secure about things. I will definitely have to check my credit report just to be sure that there isn't anything on there that shouldn't be. How often do you think something like this should be done?
7 years 2 months ago #5
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Replied by Lexie on topic Hacked

So glad everything turned out well for you Nuovocapitolo. I really should keep a check on my score as well. I did try to use my debit card online once to purchase something. My bank saw that it was not normal for me to do so. They immediately registered it as fraud, cancelled my card and issued me a new one. Needless to say, I didn't get the item but was pleased to see the bank was monitoring so closely.
7 years 2 months ago #6
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Replied by Moneyes on topic Hacked

The last thing that companies like Experian want is a bad reputation. They seem to understand the importance of consumer trust.

I check mine once a month out of habit.
7 years 4 months ago #7
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Replied by MidSouthGal on topic Hacked

I'm glad Exp reacted so quickly and that your credit score is back to where it was. A similar thing happened to a friend of mine. Long story short, her bag was stolen with her debit cards in it. They also stole checks from another women. They then made out some of those checks to my friend, and drove to her town to cash them at her bank at one of those drive-throughs in the far lane so that it would be hard to ID them. The bank recalled the checks, and the money was recalled from her account. That is when she first went to go and find out what was happening. They then pieced together what had happened with video footage of the thieves and police investigation opened. The tellers are in trouble for not checking the identification properly. So, yeah be careful everyone.
7 years 4 months ago #8
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Replied by FrankN on topic Hacked

Generally you can find some pretty inexpensive services, like under $10/month as you mentioned. I was actually a part of the Target hack and they paid for a years worth of service.
7 years 4 months ago #9
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Replied by MikeJ on topic Hacked

This is a good reminder for me to start checking my credit more frequently. The monitoring services aren't expensive - I know that my bank does it for under $10 /mo. I guess I really don't have any excuses.
7 years 4 months ago #10
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Replied by FrankN on topic Hacked

I try and check mine every month or so as well. I agree it would create a huge headache that would go on for months or even years.
7 years 5 months ago #11
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Replied by Curry on topic Hacked

I try to check mine every 2 weeks. It only take a few minutes and could potentially save me months of headaches should I ever get hacked.
7 years 5 months ago #12
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Replied by Raina on topic Hacked

Identity theft scares me. You hear some awful stories in the news where a person's life is turned upside down from it. It's hard to come back from something like that. I avoid leaving any financial or personal information on my computer or cell phone.
7 years 5 months ago #13
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Replied by patse on topic Fraud

I really need to start checking my score more often. I didn't even think about checking it tout see if there were any fraudulent accounts. Ugh! Glad everything was taken care of, but what a pain.
7 years 5 months ago #14
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Replied by Nuovocapitolo on topic Re: Hacked-RESOLVED!!!

Forgot to mention my credit score plummeted 80 pts too!. Proof-pay your bills on time.


UPDATE-Experian REMOVED the account. Credit score back where it was before the account was added.
12 years 1 day ago #15
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Replied by Nuovocapitolo on topic Re: Hacked

I have had same day success with Exp when fixing things. So here's hoping. I may have to call. I will give them 2 days to fix it.


Forgot to mention my credit score plummeted 80 pts too!. Proof-pay your bills on time.
12 years 2 weeks ago #16
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Replied by Nuovocapitolo on topic Re: Hacked

They say thirty days usually but I found them to be faster than that.


I have had same day success with Exp when fixing things. So here's hoping. I may have to call. I will give them 2 days to fix it.
12 years 2 weeks ago #17
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Replied by Wanderer on topic Re: Hacked

Just checked my exp report and found a failed to pay account, which is not mine. Already filed dispute with Experian. Hope they take care of it in a timely fashion.


They say thirty days usually but I found them to be faster than that.
12 years 2 weeks ago #18
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was created by Nuovocapitolo

Just checked my exp report and found a failed to pay account, which is not mine. Already filed dispute with Experian. Hope they take care of it in a timely fashion.
12 years 2 weeks ago #19