Your Credit Status / Credit Pulls

  • Posts: 3479

Replied by hjm331 on topic Re: Your Credit Status / Credit Pulls

Chase takes way too long to make a decision on their applications. That's been the story for my friend's application for a Chase student card.
15 years 2 weeks ago #16
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Replied by Meya on topic Re: Your Credit Status / Credit Pulls

:confused: I am cracking knuckles from crossing fingers too hard.
15 years 2 weeks ago #17
  • Posts: 23

Replied by calvindai on topic Re: Your Credit Status / Credit Pulls

haha okay,
Well here's my application status as of today:

Chase Continental Mastercard: Application is being reviewed
Lexus Visa Signature: Application takes 2 weeks to process...
Bank of America: I called in to upgrade to regular card since I have good credit and banking relationship with BoA, took application over the phone and was asked to call back in a week..
15 years 2 weeks ago #18
  • Posts: 4522

Replied by Meya on topic Re: Your Credit Status / Credit Pulls

Keep us posted about the results in the credit card review area. If you so happen to get bad news from them, slow down on the apps and work with what you already have.:fun:
15 years 2 weeks ago #19
  • Posts: 3479

Replied by hjm331 on topic Re: Your Credit Status / Credit Pulls

GL :white-flag:
15 years 3 weeks ago #20
  • Posts: 23

Replied by calvindai on topic Re: Your Credit Status / Credit Pulls

Oh hehe, I did submit my last two wish application to Lexus Visa signature and Chase Continental airline mastercard...Hope I will get both :)

Cheers,
15 years 3 weeks ago #21
  • Posts: 4522

Replied by Meya on topic Re: Your Credit Status / Credit Pulls

I was just showing an emotion to the cards you are looking into, sure you wanna start all the hard pulls. I would hold on, and take hjm advise. :confused:
15 years 3 weeks ago #22
  • Posts: 23

Replied by calvindai on topic Re: Your Credit Status / Credit Pulls

Hey Meya, something wrong hehehe
15 years 3 weeks ago #23
  • Posts: 3479

Replied by hjm331 on topic Re: Your Credit Status / Credit Pulls

The cards you listed above seem like luxuries, not needs. You already have the cards you need to build credit. I would stick with them and make sure they develop and report a positive payment history for the next 12-24 months.
15 years 3 weeks ago #24
  • Posts: 23

Replied by calvindai on topic Re: Your Credit Status / Credit Pulls

Hey
15 years 3 weeks ago #25
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Replied by Meya on topic Re: Your Credit Status / Credit Pulls

:embarrassed:
15 years 3 weeks ago #26
  • Posts: 23

Replied by calvindai on topic Re: Your Credit Status / Credit Pulls

Yeah ahhaha I want one or two more, I am in researching for the following:

Lexus Financial Services VISA (Good for future Lexus purchase)
Merrill Lynch Visa (high credit line available)
Chase Mastercard (Not Sure but i like the card)


I'm waiting on Citibank to response back to my letter, see if they can offer me an account.
15 years 3 weeks ago #27
  • Posts: 3479

Replied by hjm331 on topic Re: Your Credit Status / Credit Pulls

It sounds like you already have all the cards you need. I would just focus on those cards for right now and apply for another card in about 6 to 12 months.
15 years 3 weeks ago #28
  • Posts: 23

Replied by calvindai on topic Re: Your Credit Status / Credit Pulls

Cavindai, sorry to hear about the denials. Can you please share what credit cards you currently possess?



I have AMEX Blue SKy,Credit Union Mastercard, Bank of America Visa (Secured) and
WalMart/GEMB (Just Got Approved)
15 years 3 weeks ago #29
  • Posts: 4522

Replied by Meya on topic Re: Your Credit Status / Credit Pulls

Well I will hope it was not done this way https://www.financeglobe.com/SocialNet/forum/showthread.php?t=615&highlight=split+mixed because it is a cost to pay.
15 years 3 weeks ago #30