Credit Card Questions

Poll: Does anyone find this thread helpful?

Yes
67 80.7%
No
5 6%
Somewhat
11 13.3%
Total number of voters: 9 ( Wanderer, FrankN, JacksonM, JGibbs, vincymol ) See more
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  • Posts: 1208

Replied by FrankN on topic Apple Credit Card

I am planning to get another credit card before the year end. Does anyone have one they are using a love?
1 month 2 weeks ago #1

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Replied by FrankN on topic Apple Credit Card

I can say with conviction the apple credit card is not worth it.
2 months 2 weeks ago #2

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Replied by FrankN on topic Apple Credit Card

I decided to order it, I will let you know if I like it.
6 months 2 weeks ago #3

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Replied by FrankN on topic Apple Credit Card

I guess it actually won't be available until the summer.
7 months 1 week ago #4

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Replied by FrankN on topic Apple Credit Card

Has anyone received and used the apple credit card yet?
7 months 2 weeks ago #5

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Replied by FrankN on topic 1st credit card

Very helpful and great example of how banking has changed over the years!
7 months 2 weeks ago #6

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Replied by Wanderer on topic 1st credit card

Interesting question but no. Likely had they been continued as they were then it would seem to me they would have maintained their original reporting. In thinking back, I had a Standard Oil card that transitioned into an Amoco card and I had HSBC cards that rolled into Capital One cards. Now the HSBC cards that transitioned into Capital One cards (that are long closed) still do show on my credit reports as Capital One. So, I think it would be lender specific and how they handled the card transition. Oh, I originally had a Providian Bank Visa that transitioned into a Washington Mutual Visa that was taken over by Chase and converted into a Chase Flexible Rewards Visa that was changed to a Chase Freedom Master Card that was transitioned to a Chase Freedom Visa card and the reporting is on my credit report back thirteen years but carries the name Chase in the bureau. Did not lose the history or reporting. Hope this helps!
Last edit: 7 months 3 weeks ago by Wanderer.
7 months 4 weeks ago #7

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Replied by FrankN on topic 1st credit card

Just curious to see if it would still show up on your credit report
7 months 4 weeks ago #8

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Replied by Wanderer on topic 1st credit card

In truth I don't remember.
8 months 1 week ago #9

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Replied by FrankN on topic 1st credit card

Nice. Were those cards canceled or rolled into another credit card as those financial institutions were rolled up?
8 months 1 week ago #10

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Replied by Wanderer on topic 1st credit card

A Texaco Gas Card with a $300 limit followed by a BankAmericard $300 limit and a Northwestern National Bank Southwest MasterCard $1,000 limit. Over time the lenders were absorbed into other financial institutions or ownership transfers.
Last edit: 8 months 2 weeks ago by Wanderer.
8 months 2 weeks ago #11

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Replied by FrankN on topic 1st credit card

What was your first credit card? Mine was the Amex blue that I got in college. I still have it to this day.
8 months 2 weeks ago #12

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Replied by FrankN on topic Sofi Money

I like that approach Wanderer and take a very similar approach.
8 months 3 weeks ago #13

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Replied by Wanderer on topic Sofi Money

Spread across the month and I take a card out of use so I can pay it off before statement cutoffs. Leave a balance on one to maximize the FICO Scoring Model. It seems there are other approaches for this too.
8 months 3 weeks ago #14

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Replied by FrankN on topic Sofi Money

For people with multiple credit cards, do you like to set up the payment date the same or more sporadic across the month? I like it to be more sporadic instead of one very high payment.
8 months 3 weeks ago #15

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