I called Macys tonight and tried to get them to convert my card to a Macys Visa, I don't shop at Macys much only used the card twice at Christmas. It only has a $200 limit, I though maybe if they would convert it I could use it more. The rep said I would get a letter in 7 to 10 days bad news I'm sure. Does anybody know if this is going to be a hard pull?