How Many Cards?

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Replied by RivasGlo on topic Re: How Many Cards?

:cheesing: Oh my thats an insane amout of available credit!
15 years 4 months ago #31
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Replied by wmarat on topic Re: How Many Cards?

Only a room, if I am lucky.
15 years 4 months ago #32
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Replied by Meya on topic Re: How Many Cards?

Total available credit is $132675

:shocked: :shocked: :shocked: Thats a house
15 years 4 months ago #33
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Replied by wmarat on topic Re: How Many Cards?

16 cards.
8 credit cards and 8 store cards.
Favorute is Penfed VPR
Total available credit is $132675
15 years 4 months ago #34
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Replied by MsKiwi on topic Re: How Many Cards?

I have 4 cards total and use them all about once a month to keep them alive.
At this point I have no favorite card.
I do need to add a store card for a better mix and I was thinking of trying for the Best Buy card but am not sure. Honestly.......... I don't want or need anymore cards I don't like to use credit but I know it's a neccessary evil.
I'm old school, I save up for what I want. Growing up my family went from being very wealthy to dirt poor and the habits I picked up (being poor) are very hard to give up. :confused:
15 years 4 months ago #35
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Replied by Meya on topic Re: How Many Cards?

Ok, here we go...

1. Orchard ............. ..........$1,380
2. The Avenue ...................$2,580
3. Capital One ....................$3,500
4. Chevron ........................$1,800
5. Credit One .....................$700
6. Hooters .........................$2,400
7. Jcpennys .......................$1,700
8. Walmart ........................$675
9. Kay's ............................$5,000
10. Travelocity ...................$500
11. Lowes ..........................$725
12. Select Comfort ..............$2,000
13. Macy's .........................$1,800
14. HC Processing ...............$3,500

Closed these below
Target $200 (closed 2/26/08)
Lanebryant $250 (closed 2/26/08)
Dillards $150 $250 (closed 2/26/08)

Total credit
$28,160

Do you rotate?
Hummm, sometimes depending on when I last used a card

How many cards do you use in a single month?
I think 3 or 4. Because I shop at lease 2 dept stores (JcPenny's and Macy's) within a month or I may use 1 or 2 credit cards within a month.
cards within a month (Cap 1 and who ever need to used if it is time).

How many cards are active?
They are all active, but if you mean used often, I would say about 4 or 5.

Which ones are your favorite?
It would be Cap 1, Macy's, Jcpennys, and The Avenue!

****I don't know if you remember or not, but hjm started a thread on your last question in this link]https://www.financeglobe.com/SocialNet/forum/showthread.php?t=467&highlight=Vote[/URL] *************
15 years 4 months ago #36
  • Posts: 391

Replied by RivasGlo on topic Re: How Many Cards?

I have a total of 9 cards.

They are (from oldest to most recent)]
  1. Chase Flexible Rewards
  2. Target
  3. Capital One
  4. Wal-mart
  5. Washington Mutual
  6. HSBC Direct Rewards Platinum (Discover)
  7. Chase Freedom
  8. JCPenney
  9. Hooter's Mastercard
Total Credit?
$15,525

How many cards do you use in a single month?
1

Do you rotate and how often?
Kinda, not really

How many cards are active?
6 w/ a balance.

Which ones are your favorite?
Chase Freedom for the 1%-3% cash back and low APR of 7.99%!

Capital One for trusting me and giving me CLI round the clock
15 years 4 months ago #37
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Replied by smcc on topic Re: How Many Cards?

Eldarwen nothing to be jealous of. One day you will be beyond that total with scores in the low 800's. One day at a time, one payment at a time, one credit limit increase at a time.
15 years 4 months ago #38
  • Posts: 142

Replied by mousepad on topic Re: How Many Cards?

wow this should be good!

1. How many cards do you have total?
Answer: 15

2. How many cards do you use in a single month?
Answer: 4

3. Which cards are they?
Answer: Discover, cap1 x2, macys, dillards, walmart, bestbuy mc, best buy store, hsbc sears, kays, jareds, orchard plat, aspire, chase visa, and now chevron. oh and crown jewlers not like it counts.

4. Do you rotate and how often?
Answer: Yes, some dont get any use cause the limits are low below 500

5. How many cards are active?
Answer: all of them.

6. Which ones are your favorite?
Answer: Discover, Cap1.

total credit: 21k
as of now my scores are at a stand still
tu 675 11 inq
eq 655 14 inq
ex 690 9 inq

as of now i cant get anything else its time to let them age
15 years 4 months ago #39
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Replied by hjm331 on topic Re: How Many Cards?

I have to check my credit report for this one. I will post my cards later.
15 years 4 months ago #40
  • Eldarwen
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Replied by Eldarwen on topic Re: How Many Cards?

  • Have two Cards
  • Use only one of them on a continual basis
  • BOA (BankAmericard) Limit $41K
  • BOA (Visa Signature Card) Limit $10k
  • Both cards active
  • Have no favorite Bank Americard gives me 1.5 pts per dollar spent Visa Signature gives me 1 for 1
  • Visa Signature gives me more perks and is more exclusive but then the down fall is the no preset spending limit


I am jealous of your total credit limit or $51K. My total is $14,570!
15 years 4 months ago #41
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Replied by smcc on topic Re: How Many Cards?

  • Have two Cards
  • Use only one of them on a continual basis
  • BOA (BankAmericard) Limit $41K
  • BOA (Visa Signature Card) Limit $10k
  • Both cards active
  • Have no favorite Bank Americard gives me 1.5 pts per dollar spent Visa Signature gives me 1 for 1
  • Visa Signature gives me more perks and is more exclusive but then the down fall is the no preset spending limit
15 years 4 months ago #42
  • Eldarwen
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was created by Eldarwen

So I will go first.

1. How many cards do you have total?
Answer: 7

2. How many cards do you use in a single month?
Answer: 2

3. Which cards are they?
Answer: Amex Clear for my grocery and very small purchases and my Amazon.com Visa Just because I need the backup.

4. Do you rotate and how often?
Answer: Yes, I do every few months.

5. How many cards are active?
Answer: All 7 of them.

6. Which ones are your favorite?
Answer: Amazon.com Visa because I love the rewards on it and the Discover More Card because of the 5% back catigories

I will probably think of more later on!
15 years 4 months ago #43