One question....how do you keep track of paying the monthly bill

He probably does most of his business online and I am almost positive he has a spreadsheet system going on.

Not only that, what type of wallet is he using? He has to walk around with a page filing cabnet on wheels, that is tied to his back pocket. Talk about recycling, Jeeeeesus!

Hello Every One Well Today I Was Talking With A Friend And We Were Talking About Are Credit Cards And He Told Me That I Have To Many Credit Cards


This What I Have


Household Mc Cl 3000
Taret Visa 2000
Dillards 2890
Old Navey 3000
The Childrens Place 5000
Jcpennys About 6000 T0 7000
Walmart 4500
Mervyns 1000 I Well Call For A Cli
Cresent Jewelars
Discover 5000
Chevron 3300
Exxon Gas Card 700 Never Called For Cli I Had This Card Since 2003
Orchard Bank 500
Captial One Visa 10,000 Just Got A Cli Last Nite Yes
Captial One Business Platinum Card 25,000
Captial One Prestige Mc 15,000
Dell Bussiness 50,000
Homedepot 5000
B Of A World Point 16,000 Just Got A Cli Last Weekend
Washington 9,000 Just Got A Cli In May
Best Buy 3000
Chase Mc 2000
Sear Card 3000
Hooters Mc 3000
Amex Card Blue For Business Got This Year 15,000
Amex Card Blue 15,000
Amex Green Rewards Business No -pre Spending Limit
Shell Gas Card 6000
Citi Bank Profesioal Cash Card For Got Dont Have The Card With Me So Cant Call To Find Out
Radioshack 1000
Altura Credit Unon Visa 4000
Ikea Card 3000
Ramona Tire Firestone Card 10,000
Wells Fargo 5000
Kohls 4000
Chase Unite Visa Signatur Card 27,000
Macys Visa 6000
Macys Card 7000

And I Am Doing Good On All My Cards Never Been Late On Notting All Acc Paid Off This Year Thanks To God Now I Just Have To Find A Way To Pay Off 2 Of My Home Loans And Cars Then I Will Be All Happy But I Do Save Alot Of My Money And I Am Not Getting Any More Credit Cards At All

One question....how do you keep track of paying the monthly bill?:

You nearly have all the cc's in our database

You should contact the Guiness people to be put in their book of world records for having the most credit cards. I agree with Meya, you don't need to apply for anymore cards.

Holy Macarol Batman

Good lord, this is way toooo many cc's. NO you do not need to apply for anymore, it is time to hang up your credit coat. You nearly have all the cc's in our database

How in the world did you get a CL of $5000 on your Children's Place acct? I work for Citi in their Retail Collections and I think this is the highest ive seen!

HomeDepot, Shell, Macy's and RadioShack are also backed by Citi... You have nice limits... So thats why I recommend calling in on that Exxon Gas account for CLI since its also backed by Citi...

Citi loves u

You have a huge collection there buddy. How in the world do you manage... I can barely keep track of the 9 I have

Meya is right. Your scores change daily.

I thought you were building credit, not building a card collection.

There's no such thing as having too many cards as long as you can pay them on-time and show activity every month or two.

Hello Every One Well Today I Was Talking With A Friend And We Were Talking About Are Credit Cards And He Told Me That I Have To Many Credit Cards


This What I Have


Household Mc Cl 3000
Taret Visa 2000
Dillards 2890
Old Navey 3000
The Childrens Place 5000
Jcpennys About 6000 T0 7000
Walmart 4500
Mervyns 1000 I Well Call For A Cli
Cresent Jewelars
Discover 5000
Chevron 3300
Exxon Gas Card 700 Never Called For Cli I Had This Card Since 2003
Orchard Bank 500
Captial One Visa 10,000 Just Got A Cli Last Nite Yes
Captial One Business Platinum Card 25,000
Captial One Prestige Mc 15,000
Dell Bussiness 50,000
Homedepot 5000
B Of A World Point 16,000 Just Got A Cli Last Weekend
Washington 9,000 Just Got A Cli In May
Best Buy 3000
Chase Mc 2000
Sear Card 3000
Hooters Mc 3000
Amex Card Blue For Business Got This Year 15,000
Amex Card Blue 15,000
Amex Green Rewards Business No -pre Spending Limit
Shell Gas Card 6000
Citi Bank Profesioal Cash Card For Got Dont Have The Card With Me So Cant Call To Find Out
Radioshack 1000
Altura Credit Unon Visa 4000
Ikea Card 3000
Ramona Tire Firestone Card 10,000
Wells Fargo 5000
Kohls 4000
Chase Unite Visa Signatur Card 27,000
Macys Visa 6000
Macys Card 7000

And I Am Doing Good On All My Cards Never Been Late On Notting All Acc Paid Off This Year Thanks To God Now I Just Have To Find A Way To Pay Off 2 Of My Home Loans And Cars Then I Will Be All Happy But I Do Save Alot Of My Money And I Am Not Getting Any More Credit Cards At All

sh0t0gun, thanks for ading your posting over. I see that Truecredit and creditkeeper is sort of way off by 100 points in your eq. Was those pulls done on the same day? Which one is newer?

ChrisPA, you have some great cards the. I bet you use the Capital One card for everyday purchases.

I have some 20 odd Inquires in the past two years on my credit reports. I have come a long way from being in the 540s two years ago. Current trade lines and Fico scores. I still have some baddies due to fall off in 2010. I have come along way on a rough road. Time and hard work will eventually pay off in time.

EXP 613
EQ 603
TU 587


Plains Commerce Bank CL 800
Best Buy Master Card CL 300
JC Penny CL 300
National City Secured Card CL 250
Capital One CL 1900
Target Redcard CL 500
Macys CL 300
Hooters Mastercard CL 500
Paypal Buyer Credit CL 300
Chrysler Financial Loan 7500

Sh0t0kan, it's time for you to stop applying for more cards. Let these accounts age and build a nice payment history with them and they will open doors to the top tier cards.