6 months! Depending on whats on your credit report (like high util or co's) I would wait longer becasue you know they are comming 3 pulls strong on ya!

Now thats a hot mess, thanks for the heads up Meya

6 months! Depending on whats on your credit report (like high util or co's) I would wait longer becasue you know they are comming 3 pulls strong on ya!

I am posting this again (I know repeat) post. How long do I have to wait to apply for another Cap1 card?

Well I know I have given them well over a $8k business transaction, but I can't say that much for the interest.

Keys, that's true. Lenders don't like to give you CLI's when you are not using their card and bringing them business.

Capital One will always give you CLI's as long as your making your payments on-time and never going over the limit.

When I got my last cli, the rep said that they also like to see you using the card regularly.

RivasGlo, thats great. I am hoping to have my Cap 1 paid off in a couple of months. I won't call them to ask for a cli until around Nov. then tell them I would like an increase to shop for christmas.

Im sure that'll work!!!!!!!! I cant wait for xmas... All this talking is making me wanna go shopping!

RivasGlo, thats great. I am hoping to have my Cap 1 paid off in a couple of months. I won't call them to ask for a cli until around Nov. then tell them I would like an increase to shop for christmas.

I've always carried a balance and make about one purchase a month and just made the min. payment.

Thats how I was w/ my Chase Flexible Rewards... I carried a balance of bout $800 for the longest out of a CL of $1300 (yeah I know high utilization) but I would pay like $300-400 bucks each month but I would purchase alot too... so then on my next stmt it was a bal of like 600-700 and so forth... But when I paid it off in full... and didnt use it for one month and it reported a zero balance... I was offered the Chase Freedom w/ a CL of $5500 and I got an autoCLI of $300 on my Flexible Rewards...

How long do I have to wait if I want to apply for another Cap1 Card?

Yeah Rob just bring that utilization down and Cap1 should show you some love

KMoney, thanks for the encoragement. Since I have had my cards, I've always been on time and usually pay more than the min. I hope they show some love:cheesing:

Capital One will always give you CLI's as long as your making your payments on-time and never going over the limit.

Hello all, this just maybe the reason I can't get a cli from Cap 1. I have been carrying a balance too of about 60%. I am going to pay it off in the next couple of months and see what happens. Thanks everyone. I learn something new everyday

Yeah Rob just bring that utilization down and Cap1 should show you some love

On your CapOne card, have you always carried a balance? Making new purchases and making payments? Or just making payments... I ask because I notice that when you pay of a CC in full and let it report a zero balance for a month or so, it can increase the chances of getting a CLI.

This has happened on 3 of my CC's... on two of my CC's, I PIF and when it reported a zero balance I got an auto CLI and on the other one I PIF and requested a CLI and it was given to me, when it had been denied the month before...

I've always carried a balance and make about one purchase a month and just made the min. payment.

This may be the reason they have not granted you a CLI. Rivasglo I believe said it best. If you PIF and keep your utilization low then Cap1 will have no problem granting you your CLI

Hello all, this just maybe the reason I can't get a cli from Cap 1. I have been carrying a balance too of about 60%. I am going to pay it off in the next couple of months and see what happens. Thanks everyone. I learn something new everyday.