Typically, banks and especially store cards market their products more around the holidays. While they're expecting to sign up more members, it will still depend you what's on your reports. Most applications, especially online applications are reviewed electronically so they might be set to accept potential members based on modified parameters, but they still want to look at your utilization, etc. At anytime if you are denied you can call customer service, or a backdoor recon number and ask them to review your application. Sometimes they might ask you a few questions and you get approved, but try to have an idea of what kind of scores you need before applying, you will have a better chance knowing what to expect when you apply. If you can find old posts about people applying around the holidays, (typically between Thanksgiving and Christmas) members are surprised by the higher than average limits they receive. Good luck!
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