"Applied"
Hooters MasterCard Review
Written by: patrick12 on 2009-01-23
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
patrick12's review: 
I just applied for this credit card today and got the 7-10 day message, scores at the time I applied where 485 TU, 610 Eq, 571 EX, don't know if I got approved or not. I would love to have this card, been eyeing it for awhile, hopefully things work out! We shall see.
Tribute 450 CL
Capital One 750 CL
HSBC Discover 900 CL
Cortrust Bank 350 CL
Kay Jewelers 1500 CL
Jared Jewelers 1500 CL
Orchard Bank 300 CL
Monroe Muffler 1000 CL
Garrett State Bank 500CL
First National CC 350 CL
And hopefully soon, Hooters and Macy's
I just applied for this credit card today and got the 7-10 day message, scores at the time I applied where 485 TU, 610 Eq, 571 EX, don't know if I got approved or not. I would love to have this card, been eyeing it for awhile, hopefully things work out! We shall see. Tribute 450 CL
Capital One 750 CL
HSBC Discover 900 CL
Cortrust Bank 350 CL
Kay Jewelers 1500 CL
Jared Jewelers 1500 CL
Orchard Bank 300 CL
Monroe Muffler 1000 CL
Garrett State Bank 500CL
First National CC 350 CL
And hopefully soon, Hooters and Macy's
5 Comments
Comment 1 by colonative
I Thought... 
on 2009-01-23
You weren't going to apply for anything else for a while.
This card could help with your utilization, but if you get that annual fee I'd get rid of it.
Good luck.
on 2009-01-23 You weren't going to apply for anything else for a while.This card could help with your utilization, but if you get that annual fee I'd get rid of it.
Good luck.
Comment 3 by patrick12
Approved!!!!! on 2009-01-26
I applied for this card 1-24-09, got the 7-10 day message, well I couldn't wait any longer, I called today and was told I was approved for $300.00, don't know what the APR or if there is a fee, but I am excited to be part of the Hooters Family! Meya again you have been a gem, I thank everyone on here for all your help! My Scores at time, My Fico Scores 492 TU, 613, Equ, 571 Experian
on 2009-01-26 I applied for this card 1-24-09, got the 7-10 day message, well I couldn't wait any longer, I called today and was told I was approved for $300.00, don't know what the APR or if there is a fee, but I am excited to be part of the Hooters Family! Meya again you have been a gem, I thank everyone on here for all your help! My Scores at time, My Fico Scores 492 TU, 613, Equ, 571 Experian
Comment 4 by mskiwi
Congrats on 2009-01-27
May I ask if you had any baddies on your reports? I was denied last year with better scores but baddies on my reports.
Got a denial letter but was told to call for reason, so I just didn't bother. I was pretty sure it was due to the baddies.
on 2009-01-27 May I ask if you had any baddies on your reports? I was denied last year with better scores but baddies on my reports. Got a denial letter but was told to call for reason, so I just didn't bother. I was pretty sure it was due to the baddies.
Comment 5 by patrick12
Baddies on 2009-01-28
Yeah I have some baddies, but a lot of positive trade information too! You have to look at your credit like a scale, once the good starts out weighing the bad your scores will go up, and along with that your accounts will age and also help boost your scores. I am a firm believer that credit card issuers take more into consideration than just your score. But who knows right now, its just the luck of the draw for me I guess
on 2009-01-28 Yeah I have some baddies, but a lot of positive trade information too! You have to look at your credit like a scale, once the good starts out weighing the bad your scores will go up, and along with that your accounts will age and also help boost your scores. I am a firm believer that credit card issuers take more into consideration than just your score. But who knows right now, its just the luck of the draw for me I guess
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Disclaimer: This content is not provided by Merrick Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Merrick Bank. Review content is powered by Finance Globe.
