"Approved"
My Best Buy® Credit Card Review
Written by: ladynene on 2008-12-26
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
ladynene's review: 
I was approved with a 300 CL. I have two collections and one chargeoff account and my scores were EQ534/TU535/EX542. But I have had an HSBC card for 12 months with no lates and a positive credit history.
I was approved with a 300 CL. I have two collections and one chargeoff account and my scores were EQ534/TU535/EX542. But I have had an HSBC card for 12 months with no lates and a positive credit history.
4 Comments
Comment 1 by hjm331
RE: 
on 2008-12-26
Were you approved for the Best Buy Mastercard or the store card? The $300 limit is the usual limit approval on the Best Buy Mastercard and haven't heard of too many people getting approved for the store card with a $300 CL.
on 2008-12-26 Were you approved for the Best Buy Mastercard or the store card? The $300 limit is the usual limit approval on the Best Buy Mastercard and haven't heard of too many people getting approved for the store card with a $300 CL.
Comment 2 by meya
Way To Go on 2008-12-26
Congrats on your approval, keep us updated in the comments with your overall usage of the card.
on 2008-12-26 Congrats on your approval, keep us updated in the comments with your overall usage of the card.
Comment 3 by charonh
Congrats! on 2008-12-27
On your new card. My guess is its the MasterCard based upon the limit. Of course you never know with HSBC. Enjoy your new card!
on 2008-12-27 On your new card. My guess is its the MasterCard based upon the limit. Of course you never know with HSBC. Enjoy your new card!
Comment 4 by wanderer
Job Well Done! on 2009-01-03
People need to remember that store cards as a general rule issue credit lines of $100 to $1,000. Mastercards and Visa usually will carry larger limits. This isn't something new, back in the '70's store cards usually ran $100 to $600 for store limits so show them good usage and payment patterns. If nothing else, the credit reporting will open doors for other cards in the future.
on 2009-01-03 People need to remember that store cards as a general rule issue credit lines of $100 to $1,000. Mastercards and Visa usually will carry larger limits. This isn't something new, back in the '70's store cards usually ran $100 to $600 for store limits so show them good usage and payment patterns. If nothing else, the credit reporting will open doors for other cards in the future.
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.
