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Written by: ladynene on 2008-12-26

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ladynene's review: I was approved with a 300 CL. I have two collections and one chargeoff account and my scores were EQ534/TU535/EX542. But I have had an HSBC card for 12 months with no lates and a positive credit history.


Comment 1 by hjm331
RE: on 2008-12-26

Were you approved for the Best Buy Mastercard or the store card? The $300 limit is the usual limit approval on the Best Buy Mastercard and haven't heard of too many people getting approved for the store card with a $300 CL.
Comment 2 by meya
Way To Go on 2008-12-26

Congrats on your approval, keep us updated in the comments with your overall usage of the card.
Comment 3 by charonh
Congrats! on 2008-12-27

On your new card. My guess is its the MasterCard based upon the limit. Of course you never know with HSBC. Enjoy your new card!
Comment 4 by wanderer
Job Well Done! on 2009-01-03

People need to remember that store cards as a general rule issue credit lines of $100 to $1,000. Mastercards and Visa usually will carry larger limits. This isn't something new, back in the '70's store cards usually ran $100 to $600 for store limits so show them good usage and payment patterns. If nothing else, the credit reporting will open doors for other cards in the future.
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