"Good Credit Reporting"
Bank of America Secured Visa® Card Review
Written by: relidtm on 2008-09-21
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
relidtm's review: 
I applied to this card and got it, but it required a deposit which I paid from my bank account. It also required a 29.00 a year fee, its a good card I got my picture on it, as well as the bank reports to the major 3 credit agencies every month. By having this and 2 other cards Ive jumped up 29 points in 2 months.
I applied to this card and got it, but it required a deposit which I paid from my bank account. It also required a 29.00 a year fee, its a good card I got my picture on it, as well as the bank reports to the major 3 credit agencies every month. By having this and 2 other cards Ive jumped up 29 points in 2 months.
5 Comments
Comment 1 by hjm331
Good Move 
on 2008-09-21
You made the right choice by applying for this card. You get the best of both worlds by getting approved for a card that will report to the credit bureaus monthly without having to pay ridiculous fees. Take care of this card and BOA will take care of you.
Good Luck
on 2008-09-21 You made the right choice by applying for this card. You get the best of both worlds by getting approved for a card that will report to the credit bureaus monthly without having to pay ridiculous fees. Take care of this card and BOA will take care of you.Good Luck
Comment 3 by mrrob
Great Card on 2008-09-22
This is a great card to start out with. It will take some time to get established but hang in there
on 2008-09-22 This is a great card to start out with. It will take some time to get established but hang in there
Comment 4 by sportsfan
Reporting Details on 2008-10-02
Do any of you know if the fact it is a secured card is reported? Also, does anyone know anything- good or bad about the Citibank secured card. I am thinking of applying for one of each.
Thanks- I am new to the forum.
on 2008-10-02 Do any of you know if the fact it is a secured card is reported? Also, does anyone know anything- good or bad about the Citibank secured card. I am thinking of applying for one of each.Thanks- I am new to the forum.
Comment 5 by wanderer
Major Banks Report To Bureaus on 2008-10-19
In answer to do "secured" cards report to the three credit bureaus? YES! Citi, JP Morgan Chase, Bank of America, Wells Fargo, HSBC, Capital One, to name some of the major players, ALL report to the three credit bureaus. Now things happen where they might be technical problems and one doesn't report. Then you need to contact the card company and get it to report. The credit guru.
on 2008-10-19 In answer to do "secured" cards report to the three credit bureaus? YES! Citi, JP Morgan Chase, Bank of America, Wells Fargo, HSBC, Capital One, to name some of the major players, ALL report to the three credit bureaus. Now things happen where they might be technical problems and one doesn't report. Then you need to contact the card company and get it to report. The credit guru.
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.
Disclaimer: This content is not provided by Bank of America®. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Bank of America®. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Bank of America®. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Bank of America®. Review content is powered by Finance Globe.
