Household Bank Platinum MasterCard® Review
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Written by: rsty99 on 2008-08-27

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rsty99's review: Callout Comment I got this card as a Ameriquest rewards card but then was changed to this Platinum card due to their relationship changed. I have cl $1100 and have had no problems. Trying to rebuild credit from a layoff a few years ago.


Comment 1 by meya
Cool User Icon on 2008-08-27

Remarks Thanks for sharing your info about this card, it will benefit the next person who reads about it. I have one question, what are your annual fees for this card and the APR? It will be so helpful to us if you can the answers, thanks!
Comment 2 by thomas1
Hi User Icon on 2008-08-27

Remarks Would you mind repostsing your scores again for others who may be interested in this card?

Comment 3 by arod
Great Card For Rebuild. User Icon on 2008-08-27

Remarks This card is good for rebuild good luck to you. I had this card but I closed it because they refused to raise my credit line and I had this card for a year.

But over all they are good,

Again good luck to you.

Comment 4 by rsty99
Answer To Some Of Your Questions User Icon on 2008-08-28

Remarks FICO is 642 and no annual fee on any of my cards
Comment 5 by wanderer
HSBC Platinum Mastercard User Icon on 2008-09-21

Remarks Recently requested a Credit Line Increase on my three year old HSBC Platinum Mastercard (opened 2005). The customer service representative got me a $1,000 increase by phone up to $4,000. Requested a second increase and HSBC hit two credit bureaus with hard hits and denied me. HSBC is tight on CLI's! FICO Scores were TU 707 EX 707 EQ 697.
Comment 6 by thomas1
CONGRATS User Icon on 2008-09-21

Remarks HSBC can be finiky on cli's, but be very careful, you've applied to several banks and stores. Your scores are going to take a big hit now, especially with HSBC pulling out 2 hard hits. I would settle for now, and get some real history under your belt. In time, your scores will rebound, but applying for more credit now will more than likely result in denials.

Seems like you've had a lot of terrific success, good luck!
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