JCPenney Credit Card® Review
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Written by: rsty99 on 2008-08-27

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rsty99's review: Hi I didn't even apply for this card was sent an offer in the mail and was approved for CL of $500. Never had a JC Penny card before. Last time I even applied for one was in the mid 80s and was denied. Have changed careers from a layoff and now trying to rebuild credit. Not a bad card and can use it at CVS drug store.


Comment 1 by meya
Congrats on 2008-08-27

Way to go on your approval, you just ran across another good card. You are going to get nice coupons, cli's, and upgrades on this card if you use it pretty often. I hear good stories about this card and I have experiences myself which is all good about this card.
Comment 2 by kellbell
Rite Aid on 2008-08-27

You can use it at Rite Aid, not CVS. And you can use it at Sephora.
Comment 3 by rsty99
CVS on 2008-08-27

I have used it twice now at CVS in the chicago area.
Comment 4 by mrrob
Congrats on 2008-08-27

Congrats on getting this card

Comment 5 by yoyo11
Congrads!!! on 2008-08-27

On your new card!!
Comment 6 by marym
Congrats on 2008-08-27

You can use your card at CVS and Rite Aid...
Comment 7 by islander36
Back Door # on 2008-08-29

My sister got denied for this card but I think it was because they could not verify her identity because she has moved a lot in the last 2 yrs. Anyone know the backdoor # so she can question why she got declined?
Comment 8 by rsty99
BK Door # Maybe on 2008-08-29

J. C. Penny:866-239-4362 (credit services) good luck to you.
Comment 9 by islander36
Thank You on 2008-08-29

I will pass this # on
Comment 10 by rsty99
Bad Credit Times Ahead on 2008-10-14

Today received what I thought was a statement, Please find enclosed important information regarding a CHANGE in the terms of your JCPenny account ending in ####. The standard rate on the account will be increased to 22.85%. What?!! Only have had card two months and card is paid off. Bought about $300 worth of clothes with it. Just waiting for the next notice. Sock drawer.
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