"IDK WHY????"

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Written by: cireone on 2008-08-19

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cireone's review: Callout Comment SO I already have a RewardZone MasterCard and thought with the lousy CL I should try and get the store card. I read reviews that the CLs are better, No AF, and better in-store approval. SO I went to buy a cd and applied while I was there. It seemed going good because the worker was writing things on the app from the computer. Then he said that it cant approve at the moment and a letter will arrive in the mail. Ive given up on HSBC. They don't like to give CLIs and then give weird approvals (case in point: approve for the MasterCard, denied the store card).


Comment 1 by hjm331
Wait It Out User Icon on 2008-08-20

Remarks Wait for the letter to come-in and see what the reason for the denial is. Post it in the network and we will try to help you out.
Comment 2 by shark6
2 Diff Underwriters User Icon on 2008-08-20

Remarks BB MC and BB store card are underwritten by 2 different entities.

My DH got BB Store card for $3k underwritten by Beneficial National and my DD got approved for BB MC by HSBC $750-

The MC seem to give ridiculous low limits even if you have a very good Fico score.

I would call and see what the reason for denial was. What is your Fico score?
Comment 3 by rockin35
Stick With What You Have.... User Icon on 2008-08-20

Remarks I agree, just stick with what you have at the moment.

I am waiting to cancel my BB MasterCard as soon as I pay off the balance next month. Had the card 2 years, only has $500 limit.

Comment 4 by colonative
Beneficial User Icon on 2008-08-20

Remarks Is an HSBC company. I am not sure why Beneficial would be backing your DH's Best Buy store card, from what I understood is that it is simply HSBC that issues these, Beneficial deals mostly with mortgages and personal loans.
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