"Amex From Bofa, Yes!"

Accelerated Rewards® Card Review
Card Reviews
Add Your Own

Written by: kimi on 2008-08-08

Overall Satisfaction Star Rating
Customer Service Star Rating
Rewards Star Rating
Account Management Star Rating
Delivery Time Star Rating

kimi's review: Callout Comment Ok I received this card three weeks ago after it was converted from bofa platinum plus that I just wrote a review for it and I no longer have.

The conversion process took a whole month untill it was approved and during the process I called the bank and spoke to a rep who told me that it might be denied since I can't upgrade Visa to AMEX and she told me that she could do me worlpoints Visa on the spot with guarenteed approval and no wait time, I told her no and that i'd rather wait for the decision on the amex, after I hung up I went and applied for this card as seperate account(no conversion) and was denied right away.

A week later I looked online an found that I have an AMEX from bofa ( based on upgrade not new applicatio wich was denied), and recived the black card in the mail a another week later.

The good thing about this card and bofa is that they reported it to the beurus as a two years old account and it says on on it member since 06, also they erased the record for the platinum plus, and this way nothing is reported as a closed account or a new account which would've been at least a severe 150 point loss to my credit scores which would've beenn a real disaster, but hey you're dealing with best, bofa created Visa it self and is the most sophisticated financial entity in the world and I wanna deal with them only.

The rewards are diverse since you can get cash back, or use it for travel, or basically any thing but I don't think they are great since for every $2500 you spend you get $12 in reward, I think it's the same thing on all other rewards cards from any bank not just bofa.

My scores are EX651,TU676,EQ670, but I think you need way higher scores than these to be apprved as a new seperate account.


Comment 1 by mrrob
Congrats User Icon on 2008-08-08

Remarks Congrats on receiving this card
Comment 2 by arod
Congrats!!! User Icon on 2008-08-09

Remarks Congrats !!!

Take care,

Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.

Disclaimer: This content is not provided by Bank of America®. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Bank of America®. Review content is powered by Finance Globe.