"Quick App & Approval"

Citi® Hilton HHonors® Visa® Signature Card Review
Card Reviews
Add Your Own

Written by: sethatco on 2008-08-05

Overall Satisfaction Star Rating
Customer Service Star Rating
Rewards Star Rating
Account Management Star Rating
Delivery Time Star Rating

sethatco's review: Callout Comment I already have a Amex and 2 MasterCard’s and plenty of store & gas cards from Citi but never took a Visa. I got a pre-approval online while paying my bill. The application was only 5 questions. 30 seconds later I was approved for 20k 14.99%APR no AF. I called customer service and told them I leave for China on the 11th and needed the card by then, so they agreed to overnight it, should have it today will update over all experience.

EX 785

TU 773

EQ 780


Comment 1 by arod
Congrats!! User Icon on 2008-08-05

Remarks Wow. Great card and great credit line..

I want this card... Man good Luck to you,

Comment 2 by meya
Wow User Icon on 2008-08-05

Remarks I heard that, now that is what I call business baaebaaay! Nice limit, the way they just treated you makes me feel something good about them even though I am still mad at them... Lol
Comment 3 by sethatco
A Diffrent Way Of Doing Things User Icon on 2008-08-05

Remarks Everyone has something bad to say about each bank, I was PO'ed at CITI for a long time, when I got nailed with ID theft my student loan with them went into default because of it and they canceled my credit cards. After a little back and forth they gave in and made it right, now they are one of my go to banks, loans, credit cards, equity lines. It's all how you manage the relationship
Comment 4 by thomas1
CITI User Icon on 2008-08-11

Remarks It is how you manage your relationship with them. They look at what kind of accounts you have with them also. IE checking, savings, cd's, mortgages, lines of credit, etc.

They have always treated me superbly even when things in my life weren't the greatest, they still helped me.

I worked for them for over 10 years, and one of the things I liked most about Citi was that they didn't just base their approvals or denials on just FICO numbers, they took the whole credit picture into consideration, and how you are managing things now. Most banks just shut the door in your face and say reapply later!
Comment 5 by colonative
Citi Visa User Icon on 2008-08-11

Remarks Good To see Citi still issues new Visa's. They went totally MasterCard in the late 90's-still are really except for this card or if you are a student.

I miss their old logo too... Love Citibank!
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.

Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.