Old Navy Credit Card Review
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Written by: kiejon9 on 2008-07-21

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kiejon9's review: Callout Comment My review of this card is a great experience as the customer service has been nothing but helpful in all matters.


Comment 1 by colonative
Old Navy Discover User Icon on 2008-08-10

Remarks I have been seeing on credit reports lately an Old Navy Discover. I have also seen Gap Discover Card and Banana Republic Discover Card. This is in addition to JC Penney Discover and Dillard's Discover. All are issued by GE Money. Has anyone else seen this? These are not available to just anybody (none of their websites show a Discover Card)
Comment 2 by kiejon9
I Didnt Know User Icon on 2008-08-19

Remarks I didn't know that there is a Old Navy Discover card out there... And I shop there alot but I well look into thinks for the info
Comment 3 by hjm331
GEMB User Icon on 2008-08-19

Remarks I guess GEMB likes Discover a lot. I don't know why though. Maybe because they're not accepted everywhere like Visa and M/C is so that lowers the risk of a consumer racking up charges on their card.
Comment 4 by colonative
HJM User Icon on 2008-08-20

Remarks Yeah, GE does love the Discover, not that this is a bad thing. I just find it odd that they issue the Wal-Mart and Sam's Discover to anybody but the JC Penney, Gap, Old Navy etc are by invitiation only. Or that they offer the Dillard's AMEX but some people have a Dillard's Discover Card.

I wonder if it is a retention device; you know, people call and say they want to close the account because it is a store card, so they offer the Discover version as a way to keep the customer by giving them the benefit of the store rewards with a card that can be used outside of the store. Or mabye they were "repurposed"-an inactive card upgraded to intice the cardholder. Would love to know more about this if anybody knows.
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