"Approved In Store"

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Written by: defserv on 2008-06-28

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defserv's review: I applied for this card in store a few days ago and was approved for $1,000. She did not tell me whether or not it was the store card or MasterCard nor did she tell me any of the terms... APR or a/f. So I decided to hold off on my shopping that day until I receive it and know what I am getting myself into.

If it's got an annual fee I will call and see about getting it waived, if not... I will cancel.


Comment 1 by brian23
Congrats on 2008-06-30

On the approval!!! I hope its not the Mastercard, but I am assuming with that starting CL its probably not. Anyways, I hear there store card has like a 0% apr for the 1st 6 months. Is that still true?
Comment 2 by eric
Store Card on 2008-07-06

The store card is much better... Better CLI's... They make the MC look tempting all but the AF is ridiculous.
Comment 3 by defserv
=- on 2008-07-07

I ended up with the store card which means no a/f :)

asked for $1,000 cli on activation but was denied. Will try again after some use. I took advantage of the 6 months /

no interest and picked up a nice blu-ray player. :)
Comment 4 by baystate
Best Buy CLI's on 2008-07-31

I've also heard that the CLI's are better with the Best Buy store card. Does anyone know how long before you can request an increase? I read one post which stated 6 months.
Comment 5 by hjm331
RE: Baystate on 2008-07-31

The Best Buy store card can only give you CLI's every 6 months. I have the card and it's an automatic denial if I don't wait 6 months for a CLI.
Comment 6 by baystate
Re: Best Buy CLI's on 2008-07-31

That's what I thought. Thanks for the info HJM!!
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