"Reports To Bureau In Biz Name Only"
U.S. Bank Visa Card® Review
Written by: jeff on 2007-05-11
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
jeff's review: 
Bank reps were very pleasant, helpful and took the time to answer my questions. This is not the card to rebuild personal credit as payments will be reported in the name of the business, not the individual.
They do offer a personal card although the requirements, as of today's conversation (05-11-2007), were 640 FICO. (Most banks will give you a card if your FICO is over 620; some want 660. Amex wants well over 700). I didn't ask them for the business card requirements which were reported by this site to be 582.
Bank reps were very pleasant, helpful and took the time to answer my questions. This is not the card to rebuild personal credit as payments will be reported in the name of the business, not the individual. They do offer a personal card although the requirements, as of today's conversation (05-11-2007), were 640 FICO. (Most banks will give you a card if your FICO is over 620; some want 660. Amex wants well over 700). I didn't ask them for the business card requirements which were reported by this site to be 582.
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Disclaimer: This content is not provided by U.S. Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by U.S. Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by U.S. Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by U.S. Bank. Review content is powered by Finance Globe.
