"Card Upgrade"
Macy's Credit Card® Review
Written by: sethatco on 2008-06-23
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
sethatco's review: 
I got a call today from DSNB aka Macys credit asking me if I was happy with my store card. I said yes but I wish you folks gave me the Visa instead of just the store card. Well today sir is your lucky day, we have been doing an ongoing review of accounts and would like to issue you a platinum Visa card since you spent 2000 with us last year. No AF 16.9% which is rather high but I have no intention of carrying a balance. The best part is I still get to keep my Macys store credit line which was $5000. Now I have a Macys Visa for $8,000 and a store for 5. I've never spoken ill or hard feelings towards Macys but today I think much more highly of them, for meeting the needs and wants of their customers. The moral of the story is pay your bills on time and usually in full and good things will come your way.
TU 765
EX 785
EQ 770
I got a call today from DSNB aka Macys credit asking me if I was happy with my store card. I said yes but I wish you folks gave me the Visa instead of just the store card. Well today sir is your lucky day, we have been doing an ongoing review of accounts and would like to issue you a platinum Visa card since you spent 2000 with us last year. No AF 16.9% which is rather high but I have no intention of carrying a balance. The best part is I still get to keep my Macys store credit line which was $5000. Now I have a Macys Visa for $8,000 and a store for 5. I've never spoken ill or hard feelings towards Macys but today I think much more highly of them, for meeting the needs and wants of their customers. The moral of the story is pay your bills on time and usually in full and good things will come your way.TU 765
EX 785
EQ 770
7 Comments
Comment 2 by sethatco
Zero Pull 
on 2008-06-23
Nope, I noticed macys does a monthly soft pull on experian, so I guess I meet a certian criteria
on 2008-06-23 Nope, I noticed macys does a monthly soft pull on experian, so I guess I meet a certian criteria
Comment 3 by beanciapoo
Wonderful on 2008-06-23
Congratulations to you!! That is wonderful. Now you have a Macy's Store and Visa Card. You have great scores too. Enjoy yourself!!!
on 2008-06-23 Congratulations to you!! That is wonderful. Now you have a Macy's Store and Visa Card. You have great scores too. Enjoy yourself!!!
Comment 4 by brian23
Macy's Has Everyones CS on 2008-06-24
Just an FYI, when I had 1st received the card and I called to CS to talk to Rep about getting a CLI. The rep had leaked out that there was nothing she could do because my account had not yet been fully entered into the system (including my credit score that they monitor). But, when I took everyones advice and went into the store, I got the CLI by calling on the phones in the store. So, moral of the story, they may be doing soft pulls, but that's only because they have everyones credit scores in their systems.
on 2008-06-24 Just an FYI, when I had 1st received the card and I called to CS to talk to Rep about getting a CLI. The rep had leaked out that there was nothing she could do because my account had not yet been fully entered into the system (including my credit score that they monitor). But, when I took everyones advice and went into the store, I got the CLI by calling on the phones in the store. So, moral of the story, they may be doing soft pulls, but that's only because they have everyones credit scores in their systems.
Comment 6 by rockin35
Excellent on 2008-06-25
Well, I ve had my Macys instore card over 12 years, I just got the platinum Visa 2 years ago. You will love the benefits if you shop a lot at Macys... Rockin35
on 2008-06-25 Well, I ve had my Macys instore card over 12 years, I just got the platinum Visa 2 years ago. You will love the benefits if you shop a lot at Macys... Rockin35
Comment 7 by shark6
Macy's Cli on 2008-06-25
I have 2 macys and have had them from 1996 and 1995. I called yesterday and requested a CLI. I went from 2k to 2700 and from 1k to $1400. The $1400 only has $140 charged to it and the 2k only hast under $400 charged which is high for me.
I barely charged but I did this year because they send you so many coupons and you also get the extra 15% when u use your card.
Their perks are great!
on 2008-06-25 I have 2 macys and have had them from 1996 and 1995. I called yesterday and requested a CLI. I went from 2k to 2700 and from 1k to $1400. The $1400 only has $140 charged to it and the 2k only hast under $400 charged which is high for me. I barely charged but I did this year because they send you so many coupons and you also get the extra 15% when u use your card.
Their perks are great!
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Disclaimer: This content is not provided by Department Stores National Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Department Stores National Bank. Review content is powered by Finance Globe.
