"Ok To Start From "
Orchard Bank Secured MasterCard® Review
Written by: cameron on 2008-06-11
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
cameron's review: 
As per me review below more in details. Orchard is good to start from nothing extraordinary.
Goit it in May 07
Havent used them much in 6 months since been approved with so many other primes.
Good is they report to all 3 fast. Still keeping it a while more until next year even not using it, just because its got history to it. Then Saiyonara orchard.
Your Customer Service Sucks!
As per me review below more in details. Orchard is good to start from nothing extraordinary.Goit it in May 07
Havent used them much in 6 months since been approved with so many other primes.
Good is they report to all 3 fast. Still keeping it a while more until next year even not using it, just because its got history to it. Then Saiyonara orchard.
Your Customer Service Sucks!
3 Comments
Comment 1 by hjm331
Good Feeling 
on 2008-06-11
Even though a lot of people hate companies like HSBC (who issues the Orchard Bank cards) don't understand that Orchard was the one that gave them a second chance and none of this would be possible. I think they are very underrated. Yes, they can be stingy with CLI's but let's be honest, if it wasn't for them, would you still have an AMEX in your wallet? I'm talking to everyone in general.
on 2008-06-11 Even though a lot of people hate companies like HSBC (who issues the Orchard Bank cards) don't understand that Orchard was the one that gave them a second chance and none of this would be possible. I think they are very underrated. Yes, they can be stingy with CLI's but let's be honest, if it wasn't for them, would you still have an AMEX in your wallet? I'm talking to everyone in general.
Comment 2 by mark
Completely Agree With You! on 2008-06-11
I actually like HSBC!
i have their best buy store card, the I love NY Mastercard
great company if you ask me.
i also have Chase, AMEX, BofA world points plus
on 2008-06-11 I actually like HSBC!i have their best buy store card, the I love NY Mastercard
great company if you ask me.
i also have Chase, AMEX, BofA world points plus
Comment 3 by cameron
Answer To Hjm331 on 2008-06-12
All secured Cards are excellent in the way system was developed to begin from which ever it is and thanx they exist cause without them nothing prime would come so fast.
We consumer pay a fee which is very acceptable and on top they also earn from the merchants when we swipe.
Then there after when one has done what one is supposed to like be responsible and pay all their bills in time, in full or minimum, better the first option. The next level is to evaluate is which of these secured card will take the next level of risk with you.
Some will keep you there and some will let you fly.
Without us new user they would not have gained on that extra, and without them we cannot get the prime soon enough.
When we had done what we are supposed to, then its nice to see how long it took for the other do the same.
My experience is what led me to say which I aprretiated more.
on 2008-06-12 All secured Cards are excellent in the way system was developed to begin from which ever it is and thanx they exist cause without them nothing prime would come so fast.We consumer pay a fee which is very acceptable and on top they also earn from the merchants when we swipe.
Then there after when one has done what one is supposed to like be responsible and pay all their bills in time, in full or minimum, better the first option. The next level is to evaluate is which of these secured card will take the next level of risk with you.
Some will keep you there and some will let you fly.
Without us new user they would not have gained on that extra, and without them we cannot get the prime soon enough.
When we had done what we are supposed to, then its nice to see how long it took for the other do the same.
My experience is what led me to say which I aprretiated more.
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Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.
