"Approved For A $900 CL."
Walmart® Credit Card Review
Written by: bruserinc on 2008-06-09
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
bruserinc's review: 
Applied in store, about a week ago, got the card in the mail today. The start CL is on par with the start credit lines of my other cards when I first got them.
The only thing that I really don't like is the interest rate (19.87%), that seems really high, my other credit cards have a much lower rate (9.99%, and 11.54%). That doesn't really matter, because I am just using the card to buy a new TV and because it will be over $250 the interest will be free for a year anyway.
Not to keen with the setup of paying your bill online either, but everyone does things different.
Applied in store, about a week ago, got the card in the mail today. The start CL is on par with the start credit lines of my other cards when I first got them. The only thing that I really don't like is the interest rate (19.87%), that seems really high, my other credit cards have a much lower rate (9.99%, and 11.54%). That doesn't really matter, because I am just using the card to buy a new TV and because it will be over $250 the interest will be free for a year anyway.
Not to keen with the setup of paying your bill online either, but everyone does things different.
4 Comments
Comment 1 by meya
Congrats! 
on 2008-06-09
I pay them online, I am just not cool with the other offer that keeps poping up on screen with us going paperless. I don't like to set my account up with some other company. I would rather use the financial backer itself.
on 2008-06-09 I pay them online, I am just not cool with the other offer that keeps poping up on screen with us going paperless. I don't like to set my account up with some other company. I would rather use the financial backer itself.
Comment 2 by hjm331
RE: Bruserinc on 2008-06-10
Actually, the interest rate you received is lower than other store cards. Store cards usually come with a 22-23% APR.
on 2008-06-10 Actually, the interest rate you received is lower than other store cards. Store cards usually come with a 22-23% APR.
Comment 3 by eric
Great Card on 2008-06-10
Yea I agree with Meya... The online pop ups and wanting everyone to go paperless is the downfall... Im sorry if I killed a little tree but I like to see my bills on paper... Call me old school. Other than that its pretty easy to use.
on 2008-06-10 Yea I agree with Meya... The online pop ups and wanting everyone to go paperless is the downfall... Im sorry if I killed a little tree but I like to see my bills on paper... Call me old school. Other than that its pretty easy to use.
Comment 4 by rivasglo
Congrats And Enjoy! on 2008-06-10
I should of applied in store! Ive been with this stinking $200 limit since Feb 08! Sucks cause I cant take advatage of those promos they are always running!
I guess I'm not alone with that annoying paperless pop up thing!!! Lol... The only stmts I get are WALMART, JCP, WAMU and HSBC ;( I do everything online.
on 2008-06-10 I should of applied in store! Ive been with this stinking $200 limit since Feb 08! Sucks cause I cant take advatage of those promos they are always running!I guess I'm not alone with that annoying paperless pop up thing!!! Lol... The only stmts I get are WALMART, JCP, WAMU and HSBC ;( I do everything online.
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Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
